diff --git a/crates/axum-utils/src/session.rs b/crates/axum-utils/src/session.rs
index 332ad3c4f..98cbd4865 100644
--- a/crates/axum-utils/src/session.rs
+++ b/crates/axum-utils/src/session.rs
@@ -5,7 +5,7 @@
 // Please see LICENSE in the repository root for full details.
 
 use mas_data_model::BrowserSession;
-use mas_storage::{RepositoryAccess, user::BrowserSessionRepository};
+use mas_storage::RepositoryAccess;
 use serde::{Deserialize, Serialize};
 use ulid::Ulid;
 
@@ -33,13 +33,12 @@ impl SessionInfo {
         self
     }
 
-    /// Load the [`BrowserSession`] from database
+    /// Load the active [`BrowserSession`] from database
     ///
     /// # Errors
     ///
-    /// Returns an error if the session is not found or if the session is not
-    /// active anymore
-    pub async fn load_session<E>(
+    /// Returns an error if the underlying repository fails to load the session.
+    pub async fn load_active_session<E>(
         &self,
         repo: &mut impl RepositoryAccess<Error = E>,
     ) -> Result<Option<BrowserSession>, E> {
@@ -56,6 +55,12 @@ impl SessionInfo {
 
         Ok(maybe_session)
     }
+
+    /// Get the current session ID, if any
+    #[must_use]
+    pub fn current_session_id(&self) -> Option<Ulid> {
+        self.current
+    }
 }
 
 pub trait SessionInfoExt {
diff --git a/crates/handlers/src/compat/login_sso_complete.rs b/crates/handlers/src/compat/login_sso_complete.rs
index f5fe6432f..856d5356b 100644
--- a/crates/handlers/src/compat/login_sso_complete.rs
+++ b/crates/handlers/src/compat/login_sso_complete.rs
@@ -13,7 +13,7 @@ use axum::{
 };
 use chrono::Duration;
 use mas_axum_utils::{
-    FancyError, SessionInfoExt,
+    FancyError,
     cookies::CookieJar,
     csrf::{CsrfExt, ProtectedForm},
 };
@@ -28,7 +28,10 @@ use mas_templates::{CompatSsoContext, ErrorContext, TemplateContext, Templates};
 use serde::{Deserialize, Serialize};
 use ulid::Ulid;
 
-use crate::PreferredLanguage;
+use crate::{
+    PreferredLanguage,
+    session::{SessionOrFallback, load_session_or_fallback},
+};
 
 #[derive(Serialize)]
 struct AllParams<'s> {
@@ -61,10 +64,20 @@ pub async fn get(
     Path(id): Path<Ulid>,
     Query(params): Query<Params>,
 ) -> Result<Response, FancyError> {
-    let (session_info, cookie_jar) = cookie_jar.session_info();
-    let (csrf_token, cookie_jar) = cookie_jar.csrf_token(&clock, &mut rng);
+    let (cookie_jar, maybe_session) = match load_session_or_fallback(
+        cookie_jar, &clock, &mut rng, &templates, &locale, &mut repo,
+    )
+    .await?
+    {
+        SessionOrFallback::MaybeSession {
+            cookie_jar,
+            maybe_session,
+            ..
+        } => (cookie_jar, maybe_session),
+        SessionOrFallback::Fallback { response } => return Ok(response),
+    };
 
-    let maybe_session = session_info.load_session(&mut repo).await?;
+    let (csrf_token, cookie_jar) = cookie_jar.csrf_token(&clock, &mut rng);
 
     let Some(session) = maybe_session else {
         // If there is no session, redirect to the login or register screen
@@ -126,10 +139,20 @@ pub async fn post(
     Query(params): Query<Params>,
     Form(form): Form<ProtectedForm<()>>,
 ) -> Result<Response, FancyError> {
-    let (session_info, cookie_jar) = cookie_jar.session_info();
-    cookie_jar.verify_form(&clock, form)?;
+    let (cookie_jar, maybe_session) = match load_session_or_fallback(
+        cookie_jar, &clock, &mut rng, &templates, &locale, &mut repo,
+    )
+    .await?
+    {
+        SessionOrFallback::MaybeSession {
+            cookie_jar,
+            maybe_session,
+            ..
+        } => (cookie_jar, maybe_session),
+        SessionOrFallback::Fallback { response } => return Ok(response),
+    };
 
-    let maybe_session = session_info.load_session(&mut repo).await?;
+    cookie_jar.verify_form(&clock, form)?;
 
     let Some(session) = maybe_session else {
         // If there is no session, redirect to the login or register screen
diff --git a/crates/handlers/src/graphql/mod.rs b/crates/handlers/src/graphql/mod.rs
index 013a37c54..abf8d7c4b 100644
--- a/crates/handlers/src/graphql/mod.rs
+++ b/crates/handlers/src/graphql/mod.rs
@@ -288,7 +288,7 @@ async fn get_requester(
 
         RequestingEntity::OAuth2Session(Box::new((session, user)))
     } else {
-        let maybe_session = session_info.load_session(&mut repo).await?;
+        let maybe_session = session_info.load_active_session(&mut repo).await?;
 
         if let Some(session) = maybe_session.as_ref() {
             activity_tracker
diff --git a/crates/handlers/src/lib.rs b/crates/handlers/src/lib.rs
index 3a43fee42..3b7f15c02 100644
--- a/crates/handlers/src/lib.rs
+++ b/crates/handlers/src/lib.rs
@@ -64,6 +64,7 @@ mod activity_tracker;
 mod captcha;
 mod preferred_language;
 mod rate_limit;
+mod session;
 #[cfg(test)]
 mod test_utils;
 
diff --git a/crates/handlers/src/oauth2/authorization/complete.rs b/crates/handlers/src/oauth2/authorization/complete.rs
index c5aab02cb..bfd07531b 100644
--- a/crates/handlers/src/oauth2/authorization/complete.rs
+++ b/crates/handlers/src/oauth2/authorization/complete.rs
@@ -97,7 +97,7 @@ pub(crate) async fn get(
 ) -> Result<Response, RouteError> {
     let (session_info, cookie_jar) = cookie_jar.session_info();
 
-    let maybe_session = session_info.load_session(&mut repo).await?;
+    let maybe_session = session_info.load_active_session(&mut repo).await?;
 
     let user_agent = user_agent.map(|TypedHeader(ua)| ua.to_string());
 
diff --git a/crates/handlers/src/oauth2/authorization/mod.rs b/crates/handlers/src/oauth2/authorization/mod.rs
index bca78ec47..54d0641e3 100644
--- a/crates/handlers/src/oauth2/authorization/mod.rs
+++ b/crates/handlers/src/oauth2/authorization/mod.rs
@@ -176,7 +176,7 @@ pub(crate) async fn get(
         let callback_destination = callback_destination.clone();
         let locale = locale.clone();
         async move {
-            let maybe_session = session_info.load_session(&mut repo).await?;
+            let maybe_session = session_info.load_active_session(&mut repo).await?;
             let prompt = params.auth.prompt.as_deref().unwrap_or_default();
 
             // Check if the request/request_uri/registration params are used. If so, reply
diff --git a/crates/handlers/src/oauth2/consent.rs b/crates/handlers/src/oauth2/consent.rs
index 264a00583..599ba080d 100644
--- a/crates/handlers/src/oauth2/consent.rs
+++ b/crates/handlers/src/oauth2/consent.rs
@@ -1,4 +1,4 @@
-// Copyright 2024 New Vector Ltd.
+// Copyright 2024, 2025 New Vector Ltd.
 // Copyright 2022-2024 The Matrix.org Foundation C.I.C.
 //
 // SPDX-License-Identifier: AGPL-3.0-only
@@ -11,7 +11,6 @@ use axum::{
 use axum_extra::TypedHeader;
 use hyper::StatusCode;
 use mas_axum_utils::{
-    SessionInfoExt,
     cookies::CookieJar,
     csrf::{CsrfExt, ProtectedForm},
     sentry::SentryEventID,
@@ -27,7 +26,10 @@ use mas_templates::{ConsentContext, PolicyViolationContext, TemplateContext, Tem
 use thiserror::Error;
 use ulid::Ulid;
 
-use crate::{BoundActivityTracker, PreferredLanguage, impl_from_error_for_route};
+use crate::{
+    BoundActivityTracker, PreferredLanguage, impl_from_error_for_route,
+    session::{SessionOrFallback, load_session_or_fallback},
+};
 
 #[derive(Debug, Error)]
 pub enum RouteError {
@@ -54,6 +56,7 @@ impl_from_error_for_route!(mas_templates::TemplateError);
 impl_from_error_for_route!(mas_storage::RepositoryError);
 impl_from_error_for_route!(mas_policy::LoadError);
 impl_from_error_for_route!(mas_policy::EvaluationError);
+impl_from_error_for_route!(crate::session::SessionLoadError);
 
 impl IntoResponse for RouteError {
     fn into_response(self) -> axum::response::Response {
@@ -85,9 +88,18 @@ pub(crate) async fn get(
     cookie_jar: CookieJar,
     Path(grant_id): Path<Ulid>,
 ) -> Result<Response, RouteError> {
-    let (session_info, cookie_jar) = cookie_jar.session_info();
-
-    let maybe_session = session_info.load_session(&mut repo).await?;
+    let (cookie_jar, maybe_session) = match load_session_or_fallback(
+        cookie_jar, &clock, &mut rng, &templates, &locale, &mut repo,
+    )
+    .await?
+    {
+        SessionOrFallback::MaybeSession {
+            cookie_jar,
+            maybe_session,
+            ..
+        } => (cookie_jar, maybe_session),
+        SessionOrFallback::Fallback { response } => return Ok(response),
+    };
 
     let user_agent = user_agent.map(|ua| ua.to_string());
 
@@ -107,48 +119,48 @@ pub(crate) async fn get(
         return Err(RouteError::GrantNotPending);
     }
 
-    if let Some(session) = maybe_session {
-        activity_tracker
-            .record_browser_session(&clock, &session)
-            .await;
-
-        let (csrf_token, cookie_jar) = cookie_jar.csrf_token(&clock, &mut rng);
-
-        let res = policy
-            .evaluate_authorization_grant(mas_policy::AuthorizationGrantInput {
-                user: Some(&session.user),
-                client: &client,
-                scope: &grant.scope,
-                grant_type: mas_policy::GrantType::AuthorizationCode,
-                requester: mas_policy::Requester {
-                    ip_address: activity_tracker.ip(),
-                    user_agent,
-                },
-            })
-            .await?;
-
-        if res.valid() {
-            let ctx = ConsentContext::new(grant, client)
-                .with_session(session)
-                .with_csrf(csrf_token.form_value())
-                .with_language(locale);
-
-            let content = templates.render_consent(&ctx)?;
-
-            Ok((cookie_jar, Html(content)).into_response())
-        } else {
-            let ctx = PolicyViolationContext::for_authorization_grant(grant, client)
-                .with_session(session)
-                .with_csrf(csrf_token.form_value())
-                .with_language(locale);
-
-            let content = templates.render_policy_violation(&ctx)?;
-
-            Ok((cookie_jar, Html(content)).into_response())
-        }
-    } else {
+    let Some(session) = maybe_session else {
         let login = mas_router::Login::and_continue_grant(grant_id);
-        Ok((cookie_jar, url_builder.redirect(&login)).into_response())
+        return Ok((cookie_jar, url_builder.redirect(&login)).into_response());
+    };
+
+    activity_tracker
+        .record_browser_session(&clock, &session)
+        .await;
+
+    let (csrf_token, cookie_jar) = cookie_jar.csrf_token(&clock, &mut rng);
+
+    let res = policy
+        .evaluate_authorization_grant(mas_policy::AuthorizationGrantInput {
+            user: Some(&session.user),
+            client: &client,
+            scope: &grant.scope,
+            grant_type: mas_policy::GrantType::AuthorizationCode,
+            requester: mas_policy::Requester {
+                ip_address: activity_tracker.ip(),
+                user_agent,
+            },
+        })
+        .await?;
+
+    if res.valid() {
+        let ctx = ConsentContext::new(grant, client)
+            .with_session(session)
+            .with_csrf(csrf_token.form_value())
+            .with_language(locale);
+
+        let content = templates.render_consent(&ctx)?;
+
+        Ok((cookie_jar, Html(content)).into_response())
+    } else {
+        let ctx = PolicyViolationContext::for_authorization_grant(grant, client)
+            .with_session(session)
+            .with_csrf(csrf_token.form_value())
+            .with_language(locale);
+
+        let content = templates.render_policy_violation(&ctx)?;
+
+        Ok((cookie_jar, Html(content)).into_response())
     }
 }
 
@@ -161,6 +173,8 @@ pub(crate) async fn get(
 pub(crate) async fn post(
     mut rng: BoxRng,
     clock: BoxClock,
+    PreferredLanguage(locale): PreferredLanguage,
+    State(templates): State<Templates>,
     mut policy: Policy,
     mut repo: BoxRepository,
     activity_tracker: BoundActivityTracker,
@@ -172,9 +186,18 @@ pub(crate) async fn post(
 ) -> Result<Response, RouteError> {
     cookie_jar.verify_form(&clock, form)?;
 
-    let (session_info, cookie_jar) = cookie_jar.session_info();
-
-    let maybe_session = session_info.load_session(&mut repo).await?;
+    let (cookie_jar, maybe_session) = match load_session_or_fallback(
+        cookie_jar, &clock, &mut rng, &templates, &locale, &mut repo,
+    )
+    .await?
+    {
+        SessionOrFallback::MaybeSession {
+            cookie_jar,
+            maybe_session,
+            ..
+        } => (cookie_jar, maybe_session),
+        SessionOrFallback::Fallback { response } => return Ok(response),
+    };
 
     let user_agent = user_agent.map(|ua| ua.to_string());
 
diff --git a/crates/handlers/src/oauth2/device/consent.rs b/crates/handlers/src/oauth2/device/consent.rs
index 4b2262bd9..3f46c7a38 100644
--- a/crates/handlers/src/oauth2/device/consent.rs
+++ b/crates/handlers/src/oauth2/device/consent.rs
@@ -12,7 +12,7 @@ use axum::{
 };
 use axum_extra::TypedHeader;
 use mas_axum_utils::{
-    FancyError, SessionInfoExt,
+    FancyError,
     cookies::CookieJar,
     csrf::{CsrfExt, ProtectedForm},
 };
@@ -24,7 +24,10 @@ use serde::Deserialize;
 use tracing::warn;
 use ulid::Ulid;
 
-use crate::{BoundActivityTracker, PreferredLanguage};
+use crate::{
+    BoundActivityTracker, PreferredLanguage,
+    session::{SessionOrFallback, load_session_or_fallback},
+};
 
 #[derive(Deserialize, Debug)]
 #[serde(rename_all = "lowercase")]
@@ -51,10 +54,20 @@ pub(crate) async fn get(
     cookie_jar: CookieJar,
     Path(grant_id): Path<Ulid>,
 ) -> Result<Response, FancyError> {
-    let (session_info, cookie_jar) = cookie_jar.session_info();
-    let (csrf_token, cookie_jar) = cookie_jar.csrf_token(&clock, &mut rng);
+    let (cookie_jar, maybe_session) = match load_session_or_fallback(
+        cookie_jar, &clock, &mut rng, &templates, &locale, &mut repo,
+    )
+    .await?
+    {
+        SessionOrFallback::MaybeSession {
+            cookie_jar,
+            maybe_session,
+            ..
+        } => (cookie_jar, maybe_session),
+        SessionOrFallback::Fallback { response } => return Ok(response),
+    };
 
-    let maybe_session = session_info.load_session(&mut repo).await?;
+    let (csrf_token, cookie_jar) = cookie_jar.csrf_token(&clock, &mut rng);
 
     let user_agent = user_agent.map(|ua| ua.to_string());
 
@@ -137,12 +150,21 @@ pub(crate) async fn post(
     Path(grant_id): Path<Ulid>,
     Form(form): Form<ProtectedForm<ConsentForm>>,
 ) -> Result<Response, FancyError> {
-    let (session_info, cookie_jar) = cookie_jar.session_info();
     let form = cookie_jar.verify_form(&clock, form)?;
+    let (cookie_jar, maybe_session) = match load_session_or_fallback(
+        cookie_jar, &clock, &mut rng, &templates, &locale, &mut repo,
+    )
+    .await?
+    {
+        SessionOrFallback::MaybeSession {
+            cookie_jar,
+            maybe_session,
+            ..
+        } => (cookie_jar, maybe_session),
+        SessionOrFallback::Fallback { response } => return Ok(response),
+    };
     let (csrf_token, cookie_jar) = cookie_jar.csrf_token(&clock, &mut rng);
 
-    let maybe_session = session_info.load_session(&mut repo).await?;
-
     let user_agent = user_agent.map(|TypedHeader(ua)| ua.to_string());
 
     let Some(session) = maybe_session else {
diff --git a/crates/handlers/src/session.rs b/crates/handlers/src/session.rs
new file mode 100644
index 000000000..9eac19307
--- /dev/null
+++ b/crates/handlers/src/session.rs
@@ -0,0 +1,104 @@
+// Copyright 2025 New Vector Ltd.
+//
+// SPDX-License-Identifier: AGPL-3.0-only
+// Please see LICENSE in the repository root for full details.
+
+//! Utilities for showing proposer HTML fallbacks when the user is logged out,
+//! locked or deactivated
+
+use axum::response::{Html, IntoResponse as _, Response};
+use mas_axum_utils::{SessionInfoExt, cookies::CookieJar, csrf::CsrfExt};
+use mas_data_model::BrowserSession;
+use mas_i18n::DataLocale;
+use mas_storage::{BoxRepository, Clock, RepositoryError};
+use mas_templates::{AccountInactiveContext, TemplateContext, Templates};
+use rand::RngCore;
+use thiserror::Error;
+
+#[derive(Debug, Error)]
+#[error(transparent)]
+pub enum SessionLoadError {
+    Template(#[from] mas_templates::TemplateError),
+    Repository(#[from] RepositoryError),
+}
+
+#[allow(clippy::large_enum_variant)]
+pub enum SessionOrFallback {
+    MaybeSession {
+        cookie_jar: CookieJar,
+        maybe_session: Option<BrowserSession>,
+    },
+    Fallback {
+        response: Response,
+    },
+}
+
+/// Load a session from the cookie jar, or fall back to an HTML error page if
+/// the account is locked, deactivated or logged out
+pub async fn load_session_or_fallback(
+    cookie_jar: CookieJar,
+    clock: &impl Clock,
+    rng: impl RngCore,
+    templates: &Templates,
+    locale: &DataLocale,
+    repo: &mut BoxRepository,
+) -> Result<SessionOrFallback, SessionLoadError> {
+    let (session_info, cookie_jar) = cookie_jar.session_info();
+    let Some(session_id) = session_info.current_session_id() else {
+        return Ok(SessionOrFallback::MaybeSession {
+            cookie_jar,
+            maybe_session: None,
+        });
+    };
+
+    let Some(session) = repo.browser_session().lookup(session_id).await? else {
+        // We looked up the session, but it was not found. Still update the cookie
+        let session_info = session_info.mark_session_ended();
+        let cookie_jar = cookie_jar.update_session_info(&session_info);
+        return Ok(SessionOrFallback::MaybeSession {
+            cookie_jar,
+            maybe_session: None,
+        });
+    };
+
+    if session.user.deactivated_at.is_some() {
+        // The account is deactivated, show the 'account deactivated' fallback
+        let (csrf_token, cookie_jar) = cookie_jar.csrf_token(clock, rng);
+        let ctx = AccountInactiveContext::new(session.user)
+            .with_csrf(csrf_token.form_value())
+            .with_language(locale.clone());
+        let fallback = templates.render_account_deactivated(&ctx)?;
+        let response = (cookie_jar, Html(fallback)).into_response();
+        return Ok(SessionOrFallback::Fallback { response });
+    }
+
+    if session.user.locked_at.is_some() {
+        // The account is locked, show the 'account locked' fallback
+        let (csrf_token, cookie_jar) = cookie_jar.csrf_token(clock, rng);
+        let ctx = AccountInactiveContext::new(session.user)
+            .with_csrf(csrf_token.form_value())
+            .with_language(locale.clone());
+        let fallback = templates.render_account_locked(&ctx)?;
+        let response = (cookie_jar, Html(fallback)).into_response();
+        return Ok(SessionOrFallback::Fallback { response });
+    }
+
+    if session.finished_at.is_some() {
+        // The session has finished, but the browser still has the cookie. This is
+        // likely a 'remote' logout, triggered either by an admin or from the
+        // user-management UI. In this case, we show the 'account logged out'
+        // fallback.
+        let (csrf_token, cookie_jar) = cookie_jar.csrf_token(clock, rng);
+        let ctx = AccountInactiveContext::new(session.user)
+            .with_csrf(csrf_token.form_value())
+            .with_language(locale.clone());
+        let fallback = templates.render_account_logged_out(&ctx)?;
+        let response = (cookie_jar, Html(fallback)).into_response();
+        return Ok(SessionOrFallback::Fallback { response });
+    }
+
+    Ok(SessionOrFallback::MaybeSession {
+        cookie_jar,
+        maybe_session: Some(session),
+    })
+}
diff --git a/crates/handlers/src/upstream_oauth2/link.rs b/crates/handlers/src/upstream_oauth2/link.rs
index e59a7514d..cb0c757f4 100644
--- a/crates/handlers/src/upstream_oauth2/link.rs
+++ b/crates/handlers/src/upstream_oauth2/link.rs
@@ -242,7 +242,7 @@ pub(crate) async fn get(
 
     let (user_session_info, cookie_jar) = cookie_jar.session_info();
     let (csrf_token, mut cookie_jar) = cookie_jar.csrf_token(&clock, &mut rng);
-    let maybe_user_session = user_session_info.load_session(&mut repo).await?;
+    let maybe_user_session = user_session_info.load_active_session(&mut repo).await?;
 
     let response = match (maybe_user_session, link.user_id) {
         (Some(session), Some(user_id)) if session.user.id == user_id => {
@@ -556,7 +556,7 @@ pub(crate) async fn post(
 
     let (csrf_token, cookie_jar) = cookie_jar.csrf_token(&clock, &mut rng);
     let (user_session_info, cookie_jar) = cookie_jar.session_info();
-    let maybe_user_session = user_session_info.load_session(&mut repo).await?;
+    let maybe_user_session = user_session_info.load_active_session(&mut repo).await?;
     let form_state = form.to_form_state();
 
     let session = match (maybe_user_session, link.user_id, form) {
diff --git a/crates/handlers/src/views/app.rs b/crates/handlers/src/views/app.rs
index 9640937f6..d8010306f 100644
--- a/crates/handlers/src/views/app.rs
+++ b/crates/handlers/src/views/app.rs
@@ -8,13 +8,16 @@ use axum::{
     extract::{Query, State},
     response::{Html, IntoResponse},
 };
-use mas_axum_utils::{FancyError, SessionInfoExt, cookies::CookieJar};
+use mas_axum_utils::{FancyError, cookies::CookieJar};
 use mas_router::{PostAuthAction, UrlBuilder};
-use mas_storage::{BoxClock, BoxRepository};
+use mas_storage::{BoxClock, BoxRepository, BoxRng};
 use mas_templates::{AppContext, TemplateContext, Templates};
 use serde::Deserialize;
 
-use crate::{BoundActivityTracker, PreferredLanguage};
+use crate::{
+    BoundActivityTracker, PreferredLanguage,
+    session::{SessionOrFallback, load_session_or_fallback},
+};
 
 #[derive(Deserialize)]
 pub struct Params {
@@ -31,13 +34,24 @@ pub async fn get(
     Query(Params { action }): Query<Params>,
     mut repo: BoxRepository,
     clock: BoxClock,
+    mut rng: BoxRng,
     cookie_jar: CookieJar,
 ) -> Result<impl IntoResponse, FancyError> {
-    let (session_info, cookie_jar) = cookie_jar.session_info();
-    let session = session_info.load_session(&mut repo).await?;
+    let (cookie_jar, maybe_session) = match load_session_or_fallback(
+        cookie_jar, &clock, &mut rng, &templates, &locale, &mut repo,
+    )
+    .await?
+    {
+        SessionOrFallback::MaybeSession {
+            cookie_jar,
+            maybe_session,
+            ..
+        } => (cookie_jar, maybe_session),
+        SessionOrFallback::Fallback { response } => return Ok(response),
+    };
 
     // TODO: keep the full path, not just the action
-    let Some(session) = session else {
+    let Some(session) = maybe_session else {
         return Ok((
             cookie_jar,
             url_builder.redirect(&mas_router::Login::and_then(
diff --git a/crates/handlers/src/views/index.rs b/crates/handlers/src/views/index.rs
index ca671dd89..8774b8528 100644
--- a/crates/handlers/src/views/index.rs
+++ b/crates/handlers/src/views/index.rs
@@ -6,14 +6,18 @@
 
 use axum::{
     extract::State,
-    response::{Html, IntoResponse},
+    response::{Html, IntoResponse, Response},
 };
-use mas_axum_utils::{FancyError, SessionInfoExt, cookies::CookieJar, csrf::CsrfExt};
+use mas_axum_utils::{FancyError, cookies::CookieJar, csrf::CsrfExt};
 use mas_router::UrlBuilder;
 use mas_storage::{BoxClock, BoxRepository, BoxRng};
 use mas_templates::{IndexContext, TemplateContext, Templates};
 
-use crate::{BoundActivityTracker, preferred_language::PreferredLanguage};
+use crate::{
+    BoundActivityTracker,
+    preferred_language::PreferredLanguage,
+    session::{SessionOrFallback, load_session_or_fallback},
+};
 
 #[tracing::instrument(name = "handlers.views.index.get", skip_all, err)]
 pub async fn get(
@@ -25,23 +29,34 @@ pub async fn get(
     mut repo: BoxRepository,
     cookie_jar: CookieJar,
     PreferredLanguage(locale): PreferredLanguage,
-) -> Result<impl IntoResponse, FancyError> {
-    let (csrf_token, cookie_jar) = cookie_jar.csrf_token(&clock, &mut rng);
-    let (session_info, cookie_jar) = cookie_jar.session_info();
-    let session = session_info.load_session(&mut repo).await?;
+) -> Result<Response, FancyError> {
+    let (cookie_jar, maybe_session) = match load_session_or_fallback(
+        cookie_jar, &clock, &mut rng, &templates, &locale, &mut repo,
+    )
+    .await?
+    {
+        SessionOrFallback::MaybeSession {
+            cookie_jar,
+            maybe_session,
+            ..
+        } => (cookie_jar, maybe_session),
+        SessionOrFallback::Fallback { response } => return Ok(response),
+    };
 
-    if let Some(session) = session.as_ref() {
+    let (csrf_token, cookie_jar) = cookie_jar.csrf_token(&clock, &mut rng);
+
+    if let Some(session) = maybe_session.as_ref() {
         activity_tracker
             .record_browser_session(&clock, session)
             .await;
     }
 
     let ctx = IndexContext::new(url_builder.oidc_discovery())
-        .maybe_with_session(session)
+        .maybe_with_session(maybe_session)
         .with_csrf(csrf_token.form_value())
         .with_language(locale);
 
     let content = templates.render_index(&ctx)?;
 
-    Ok((cookie_jar, Html(content)))
+    Ok((cookie_jar, Html(content)).into_response())
 }
diff --git a/crates/handlers/src/views/login.rs b/crates/handlers/src/views/login.rs
index 90f496557..aa2978824 100644
--- a/crates/handlers/src/views/login.rs
+++ b/crates/handlers/src/views/login.rs
@@ -38,6 +38,7 @@ use super::shared::OptionalPostAuthAction;
 use crate::{
     BoundActivityTracker, Limiter, PreferredLanguage, RequesterFingerprint, SiteConfig,
     passwords::PasswordManager,
+    session::{SessionOrFallback, load_session_or_fallback},
 };
 
 #[derive(Debug, Deserialize, Serialize)]
@@ -64,10 +65,20 @@ pub(crate) async fn get(
     Query(query): Query<OptionalPostAuthAction>,
     cookie_jar: CookieJar,
 ) -> Result<Response, FancyError> {
-    let (csrf_token, cookie_jar) = cookie_jar.csrf_token(&clock, &mut rng);
-    let (session_info, cookie_jar) = cookie_jar.session_info();
+    let (cookie_jar, maybe_session) = match load_session_or_fallback(
+        cookie_jar, &clock, &mut rng, &templates, &locale, &mut repo,
+    )
+    .await?
+    {
+        SessionOrFallback::MaybeSession {
+            cookie_jar,
+            maybe_session,
+            ..
+        } => (cookie_jar, maybe_session),
+        SessionOrFallback::Fallback { response } => return Ok(response),
+    };
 
-    let maybe_session = session_info.load_session(&mut repo).await?;
+    let (csrf_token, cookie_jar) = cookie_jar.csrf_token(&clock, &mut rng);
 
     if let Some(session) = maybe_session {
         activity_tracker
diff --git a/crates/handlers/src/views/logout.rs b/crates/handlers/src/views/logout.rs
index 6745e4322..5f717a5cf 100644
--- a/crates/handlers/src/views/logout.rs
+++ b/crates/handlers/src/views/logout.rs
@@ -29,21 +29,27 @@ pub(crate) async fn post(
 ) -> Result<impl IntoResponse, FancyError> {
     let form = cookie_jar.verify_form(&clock, form)?;
 
-    let (session_info, mut cookie_jar) = cookie_jar.session_info();
+    let (session_info, cookie_jar) = cookie_jar.session_info();
 
-    let maybe_session = session_info.load_session(&mut repo).await?;
+    if let Some(session_id) = session_info.current_session_id() {
+        let maybe_session = repo.browser_session().lookup(session_id).await?;
+        if let Some(session) = maybe_session {
+            if session.finished_at.is_none() {
+                activity_tracker
+                    .record_browser_session(&clock, &session)
+                    .await;
 
-    if let Some(session) = maybe_session {
-        activity_tracker
-            .record_browser_session(&clock, &session)
-            .await;
-
-        repo.browser_session().finish(&clock, session).await?;
-        cookie_jar = cookie_jar.update_session_info(&session_info.mark_session_ended());
+                repo.browser_session().finish(&clock, session).await?;
+            }
+        }
     }
 
     repo.save().await?;
 
+    // We always want to clear out the session cookie, even if the session was
+    // invalid
+    let cookie_jar = cookie_jar.update_session_info(&session_info.mark_session_ended());
+
     let destination = if let Some(action) = form {
         action.go_next(&url_builder)
     } else {
diff --git a/crates/handlers/src/views/reauth.rs b/crates/handlers/src/views/reauth.rs
index 9baf4b73d..d7f238c71 100644
--- a/crates/handlers/src/views/reauth.rs
+++ b/crates/handlers/src/views/reauth.rs
@@ -25,7 +25,11 @@ use serde::Deserialize;
 use zeroize::Zeroizing;
 
 use super::shared::OptionalPostAuthAction;
-use crate::{BoundActivityTracker, PreferredLanguage, SiteConfig, passwords::PasswordManager};
+use crate::{
+    BoundActivityTracker, PreferredLanguage, SiteConfig,
+    passwords::PasswordManager,
+    session::{SessionOrFallback, load_session_or_fallback},
+};
 
 #[derive(Deserialize, Debug)]
 pub(crate) struct ReauthForm {
@@ -52,10 +56,18 @@ pub(crate) async fn get(
             .into_response());
     }
 
-    let (csrf_token, cookie_jar) = cookie_jar.csrf_token(&clock, &mut rng);
-    let (session_info, cookie_jar) = cookie_jar.session_info();
-
-    let maybe_session = session_info.load_session(&mut repo).await?;
+    let (cookie_jar, maybe_session) = match load_session_or_fallback(
+        cookie_jar, &clock, &mut rng, &templates, &locale, &mut repo,
+    )
+    .await?
+    {
+        SessionOrFallback::MaybeSession {
+            cookie_jar,
+            maybe_session,
+            ..
+        } => (cookie_jar, maybe_session),
+        SessionOrFallback::Fallback { response } => return Ok(response),
+    };
 
     let Some(session) = maybe_session else {
         // If there is no session, redirect to the login screen, keeping the
@@ -64,6 +76,8 @@ pub(crate) async fn get(
         return Ok((cookie_jar, url_builder.redirect(&login)).into_response());
     };
 
+    let (csrf_token, cookie_jar) = cookie_jar.csrf_token(&clock, &mut rng);
+
     activity_tracker
         .record_browser_session(&clock, &session)
         .await;
@@ -89,6 +103,8 @@ pub(crate) async fn get(
 pub(crate) async fn post(
     mut rng: BoxRng,
     clock: BoxClock,
+    PreferredLanguage(locale): PreferredLanguage,
+    State(templates): State<Templates>,
     State(password_manager): State<PasswordManager>,
     State(url_builder): State<UrlBuilder>,
     State(site_config): State<SiteConfig>,
@@ -104,9 +120,18 @@ pub(crate) async fn post(
 
     let form = cookie_jar.verify_form(&clock, form)?;
 
-    let (session_info, cookie_jar) = cookie_jar.session_info();
-
-    let maybe_session = session_info.load_session(&mut repo).await?;
+    let (cookie_jar, maybe_session) = match load_session_or_fallback(
+        cookie_jar, &clock, &mut rng, &templates, &locale, &mut repo,
+    )
+    .await?
+    {
+        SessionOrFallback::MaybeSession {
+            cookie_jar,
+            maybe_session,
+            ..
+        } => (cookie_jar, maybe_session),
+        SessionOrFallback::Fallback { response } => return Ok(response),
+    };
 
     let Some(session) = maybe_session else {
         // If there is no session, redirect to the login screen, keeping the
diff --git a/crates/handlers/src/views/recovery/progress.rs b/crates/handlers/src/views/recovery/progress.rs
index 30df611ef..eaabef134 100644
--- a/crates/handlers/src/views/recovery/progress.rs
+++ b/crates/handlers/src/views/recovery/progress.rs
@@ -46,7 +46,7 @@ pub(crate) async fn get(
     let (session_info, cookie_jar) = cookie_jar.session_info();
     let (csrf_token, cookie_jar) = cookie_jar.csrf_token(&clock, &mut rng);
 
-    let maybe_session = session_info.load_session(&mut repo).await?;
+    let maybe_session = session_info.load_active_session(&mut repo).await?;
     if maybe_session.is_some() {
         // TODO: redirect to continue whatever action was going on
         return Ok((cookie_jar, url_builder.redirect(&mas_router::Index)).into_response());
@@ -100,7 +100,7 @@ pub(crate) async fn post(
     let (session_info, cookie_jar) = cookie_jar.session_info();
     let (csrf_token, cookie_jar) = cookie_jar.csrf_token(&clock, &mut rng);
 
-    let maybe_session = session_info.load_session(&mut repo).await?;
+    let maybe_session = session_info.load_active_session(&mut repo).await?;
     if maybe_session.is_some() {
         // TODO: redirect to continue whatever action was going on
         return Ok((cookie_jar, url_builder.redirect(&mas_router::Index)).into_response());
diff --git a/crates/handlers/src/views/recovery/start.rs b/crates/handlers/src/views/recovery/start.rs
index 09e27dea9..728e71834 100644
--- a/crates/handlers/src/views/recovery/start.rs
+++ b/crates/handlers/src/views/recovery/start.rs
@@ -56,7 +56,7 @@ pub(crate) async fn get(
     let (session_info, cookie_jar) = cookie_jar.session_info();
     let (csrf_token, cookie_jar) = cookie_jar.csrf_token(&clock, &mut rng);
 
-    let maybe_session = session_info.load_session(&mut repo).await?;
+    let maybe_session = session_info.load_active_session(&mut repo).await?;
     if maybe_session.is_some() {
         // TODO: redirect to continue whatever action was going on
         return Ok((cookie_jar, url_builder.redirect(&mas_router::Index)).into_response());
@@ -96,7 +96,7 @@ pub(crate) async fn post(
     let (session_info, cookie_jar) = cookie_jar.session_info();
     let (csrf_token, cookie_jar) = cookie_jar.csrf_token(&clock, &mut rng);
 
-    let maybe_session = session_info.load_session(&mut repo).await?;
+    let maybe_session = session_info.load_active_session(&mut repo).await?;
     if maybe_session.is_some() {
         // TODO: redirect to continue whatever action was going on
         return Ok((cookie_jar, url_builder.redirect(&mas_router::Index)).into_response());
diff --git a/crates/handlers/src/views/register/mod.rs b/crates/handlers/src/views/register/mod.rs
index 93d5d93da..7a497f3c0 100644
--- a/crates/handlers/src/views/register/mod.rs
+++ b/crates/handlers/src/views/register/mod.rs
@@ -36,7 +36,7 @@ pub(crate) async fn get(
     let (csrf_token, cookie_jar) = cookie_jar.csrf_token(&clock, &mut rng);
     let (session_info, cookie_jar) = cookie_jar.session_info();
 
-    let maybe_session = session_info.load_session(&mut repo).await?;
+    let maybe_session = session_info.load_active_session(&mut repo).await?;
 
     if let Some(session) = maybe_session {
         activity_tracker
diff --git a/crates/handlers/src/views/register/password.rs b/crates/handlers/src/views/register/password.rs
index 470959cb5..ee8ed7bdb 100644
--- a/crates/handlers/src/views/register/password.rs
+++ b/crates/handlers/src/views/register/password.rs
@@ -81,7 +81,7 @@ pub(crate) async fn get(
     let (csrf_token, cookie_jar) = cookie_jar.csrf_token(&clock, &mut rng);
     let (session_info, cookie_jar) = cookie_jar.session_info();
 
-    let maybe_session = session_info.load_session(&mut repo).await?;
+    let maybe_session = session_info.load_active_session(&mut repo).await?;
 
     if maybe_session.is_some() {
         let reply = query.action.go_next(&url_builder);
diff --git a/crates/templates/src/context.rs b/crates/templates/src/context.rs
index 973a72b35..26ed200e1 100644
--- a/crates/templates/src/context.rs
+++ b/crates/templates/src/context.rs
@@ -1590,6 +1590,33 @@ impl TemplateContext for DeviceConsentContext {
     }
 }
 
+/// Context used by the `account/deactivated.html` and `account/locked.html`
+/// templates
+#[derive(Serialize)]
+pub struct AccountInactiveContext {
+    user: User,
+}
+
+impl AccountInactiveContext {
+    /// Constructs a new context with an existing linked user
+    #[must_use]
+    pub fn new(user: User) -> Self {
+        Self { user }
+    }
+}
+
+impl TemplateContext for AccountInactiveContext {
+    fn sample(now: chrono::DateTime<Utc>, rng: &mut impl Rng) -> Vec<Self>
+    where
+        Self: Sized,
+    {
+        User::samples(now, rng)
+            .into_iter()
+            .map(|user| AccountInactiveContext { user })
+            .collect()
+    }
+}
+
 /// Context used by the `form_post.html` template
 #[derive(Serialize)]
 pub struct FormPostContext<T> {
diff --git a/crates/templates/src/lib.rs b/crates/templates/src/lib.rs
index 60482f792..982b3fc02 100644
--- a/crates/templates/src/lib.rs
+++ b/crates/templates/src/lib.rs
@@ -34,14 +34,14 @@ mod macros;
 
 pub use self::{
     context::{
-        ApiDocContext, AppContext, CompatSsoContext, ConsentContext, DeviceConsentContext,
-        DeviceLinkContext, DeviceLinkFormField, EmailRecoveryContext, EmailVerificationContext,
-        EmptyContext, ErrorContext, FormPostContext, IndexContext, LoginContext, LoginFormField,
-        NotFoundContext, PasswordRegisterContext, PolicyViolationContext, PostAuthContext,
-        PostAuthContextInner, ReauthContext, ReauthFormField, RecoveryExpiredContext,
-        RecoveryFinishContext, RecoveryFinishFormField, RecoveryProgressContext,
-        RecoveryStartContext, RecoveryStartFormField, RegisterContext, RegisterFormField,
-        RegisterStepsDisplayNameContext, RegisterStepsDisplayNameFormField,
+        AccountInactiveContext, ApiDocContext, AppContext, CompatSsoContext, ConsentContext,
+        DeviceConsentContext, DeviceLinkContext, DeviceLinkFormField, EmailRecoveryContext,
+        EmailVerificationContext, EmptyContext, ErrorContext, FormPostContext, IndexContext,
+        LoginContext, LoginFormField, NotFoundContext, PasswordRegisterContext,
+        PolicyViolationContext, PostAuthContext, PostAuthContextInner, ReauthContext,
+        ReauthFormField, RecoveryExpiredContext, RecoveryFinishContext, RecoveryFinishFormField,
+        RecoveryProgressContext, RecoveryStartContext, RecoveryStartFormField, RegisterContext,
+        RegisterFormField, RegisterStepsDisplayNameContext, RegisterStepsDisplayNameFormField,
         RegisterStepsEmailInUseContext, RegisterStepsVerifyEmailContext,
         RegisterStepsVerifyEmailFormField, SiteBranding, SiteConfigExt, SiteFeatures,
         TemplateContext, UpstreamExistingLinkContext, UpstreamRegister, UpstreamRegisterFormField,
@@ -413,6 +413,15 @@ register_templates! {
 
     /// Render the device code consent page
     pub fn render_device_consent(WithLanguage<WithCsrf<WithSession<DeviceConsentContext>>>) { "pages/device_consent.html" }
+
+    /// Render the 'account deactivated' page
+    pub fn render_account_deactivated(WithLanguage<WithCsrf<AccountInactiveContext>>) { "pages/account/deactivated.html" }
+
+    /// Render the 'account locked' page
+    pub fn render_account_locked(WithLanguage<WithCsrf<AccountInactiveContext>>) { "pages/account/locked.html" }
+
+    /// Render the 'account logged out' page
+    pub fn render_account_logged_out(WithLanguage<WithCsrf<AccountInactiveContext>>) { "pages/account/logged_out.html" }
 }
 
 impl Templates {
diff --git a/templates/pages/account/deactivated.html b/templates/pages/account/deactivated.html
new file mode 100644
index 000000000..cc3f52081
--- /dev/null
+++ b/templates/pages/account/deactivated.html
@@ -0,0 +1,26 @@
+{#
+Copyright 2025 New Vector Ltd.
+
+SPDX-License-Identifier: AGPL-3.0-only
+Please see LICENSE in the repository root for full details.
+-#}
+
+{% extends "base.html" %}
+
+{% block content %}
+  <main class="flex flex-col gap-6">
+    <header class="page-heading">
+      <div class="icon invalid">
+        {{ icon.delete() }}
+      </div>
+
+      <div class="header">
+        <h1 class="title">{{ _("mas.account.deactivated.heading") }}</h1>
+        {% set mxid = "@" + user.username + ":" + branding.server_name %}
+        <p class="text">{{ _("mas.account.deactivated.description", mxid=mxid) }}</p>
+      </div>
+
+      {{ logout.button(text=_("action.sign_in"), csrf_token=csrf_token) }}
+    </header>
+  </main>
+{% endblock %}
diff --git a/templates/pages/account/locked.html b/templates/pages/account/locked.html
new file mode 100644
index 000000000..24b7a8cd3
--- /dev/null
+++ b/templates/pages/account/locked.html
@@ -0,0 +1,26 @@
+{#
+Copyright 2025 New Vector Ltd.
+
+SPDX-License-Identifier: AGPL-3.0-only
+Please see LICENSE in the repository root for full details.
+-#}
+
+{% extends "base.html" %}
+
+{% block content %}
+  <main class="flex flex-col gap-6">
+    <header class="page-heading">
+      <div class="icon invalid">
+        {{ icon.block() }}
+      </div>
+
+      <div class="header">
+        <h1 class="title">{{ _("mas.account.locked.heading") }}</h1>
+        {% set mxid = "@" + user.username + ":" + branding.server_name %}
+        <p class="text">{{ _("mas.account.locked.description", mxid=mxid) }}</p>
+      </div>
+
+      {{ logout.button(text=_("action.sign_in"), csrf_token=csrf_token) }}
+    </header>
+  </main>
+{% endblock %}
diff --git a/templates/pages/account/logged_out.html b/templates/pages/account/logged_out.html
new file mode 100644
index 000000000..e625a4c73
--- /dev/null
+++ b/templates/pages/account/logged_out.html
@@ -0,0 +1,25 @@
+{#
+Copyright 2025 New Vector Ltd.
+
+SPDX-License-Identifier: AGPL-3.0-only
+Please see LICENSE in the repository root for full details.
+-#}
+
+{% extends "base.html" %}
+
+{% block content %}
+  <main class="flex flex-col gap-6">
+    <header class="page-heading">
+      <div class="icon invalid">
+        {{ icon.leave() }}
+      </div>
+
+      <div class="header">
+        <h1 class="title">{{ _("mas.account.logged_out.heading") }}</h1>
+        <p class="text">{{ _("mas.account.logged_out.description") }}</p>
+      </div>
+
+      {{ logout.button(text=_("action.sign_out"), csrf_token=csrf_token) }}
+    </header>
+  </main>
+{% endblock %}
diff --git a/translations/en.json b/translations/en.json
index 39e2d46b7..ae99f427c 100644
--- a/translations/en.json
+++ b/translations/en.json
@@ -18,11 +18,11 @@
     },
     "sign_in": "Sign in",
     "@sign_in": {
-      "context": "pages/index.html:30:26-45"
+      "context": "pages/account/deactivated.html:23:28-47, pages/account/locked.html:23:28-47, pages/index.html:30:26-45"
     },
     "sign_out": "Sign out",
     "@sign_out": {
-      "context": "pages/consent.html:65:28-48, pages/device_consent.html:135:30-50, pages/index.html:28:28-48, pages/policy_violation.html:38:28-48, pages/sso.html:45:28-48, pages/upstream_oauth2/link_mismatch.html:24:24-44, pages/upstream_oauth2/suggest_link.html:32:26-46"
+      "context": "pages/account/logged_out.html:22:28-48, pages/consent.html:65:28-48, pages/device_consent.html:135:30-50, pages/index.html:28:28-48, pages/policy_violation.html:38:28-48, pages/sso.html:45:28-48, pages/upstream_oauth2/link_mismatch.html:24:24-44, pages/upstream_oauth2/suggest_link.html:32:26-46"
     },
     "skip": "Skip",
     "@skip": {
@@ -110,6 +110,38 @@
     }
   },
   "mas": {
+    "account": {
+      "deactivated": {
+        "description": "This account (<em>%(mxid)s</em>) has been deleted. If this is not expected, contact your server administrator.",
+        "@description": {
+          "context": "pages/account/deactivated.html:20:27-78"
+        },
+        "heading": "Account deleted",
+        "@heading": {
+          "context": "pages/account/deactivated.html:18:29-65"
+        }
+      },
+      "locked": {
+        "description": "This account (<em>%(mxid)s</em>) has been locked. If this is not expected, contact your server administrator.",
+        "@description": {
+          "context": "pages/account/locked.html:20:27-73"
+        },
+        "heading": "Account locked",
+        "@heading": {
+          "context": "pages/account/locked.html:18:29-60"
+        }
+      },
+      "logged_out": {
+        "description": "This session has been terminated. Sign out to be able to log back in",
+        "@description": {
+          "context": "pages/account/logged_out.html:19:27-66"
+        },
+        "heading": "Session terminated",
+        "@heading": {
+          "context": "pages/account/logged_out.html:18:29-64"
+        }
+      }
+    },
     "back_to_homepage": "Go back to the homepage",
     "@back_to_homepage": {
       "context": "pages/404.html:16:29-54"