diff --git a/.gitignore b/.gitignore
index 035d24c6cd..becb0d9c78 100644
--- a/.gitignore
+++ b/.gitignore
@@ -87,3 +87,5 @@ website/test/stubs-layout-cache/_includes/*.js
 apps/android/app/release
 apps/multiplatform/.kotlin/sessions
 
+.idea/
+cabal.project.dev
\ No newline at end of file
diff --git a/apps/simplex-names-demo/Main.hs b/apps/simplex-names-demo/Main.hs
new file mode 100644
index 0000000000..aa51350cab
--- /dev/null
+++ b/apps/simplex-names-demo/Main.hs
@@ -0,0 +1,230 @@
+{-# LANGUAGE LambdaCase #-}
+{-# LANGUAGE NamedFieldPuns #-}
+{-# LANGUAGE OverloadedStrings #-}
+{-# LANGUAGE ScopedTypeVariables #-}
+
+-- | End-to-end walkthrough of the SimpleX names UX against a mocked service.
+--
+-- The periphery is mocked — no store payment, no relayer, no chain — but the
+-- crypto is real: every intent is signed with the profile's derived key, and the
+-- mock recovers the signer from the signature and applies the same rules the
+-- contracts do. A step that prints OK here is a step the contracts would accept.
+--
+-- Run: cabal run simplex-names-demo
+module Main (main) where
+
+import Control.Concurrent.STM
+import Control.Monad (forM_, unless)
+import Crypto.Random (drgNew)
+import Data.ByteString (ByteString)
+import qualified Data.ByteString.Char8 as BC
+import Data.Word (Word32)
+import Simplex.Chat.Names.Service
+import Simplex.Chat.Names.Service.Mock
+import Simplex.Chat.Names.Snrc
+import Simplex.Chat.Wallet
+import qualified Simplex.Messaging.Crypto.BIP39 as B39
+import System.Exit (exitFailure)
+
+main :: IO ()
+main = do
+  g <- newTVarIO =<< drgNew
+  chain <- newMockChain
+  let svc = mockNamesService chain
+  setPendingRounds chain 2 -- stand in for the 60s commit-reveal wait
+
+  section "1. First purchase creates the seed, lazily"
+  entropy <- atomically $ newSeed B39.MS128 g
+  let wallet = WalletSeed {wsId = SeedId 1, wsEntropy = entropy, wsBackedUp = False}
+  phrase <- expect "recovery key" $ recoveryKeyPhrase wallet
+  say $ "  seed created, id " <> bshow (wsId wallet)
+  say $ "  recovery key: " <> phrase
+  say "  (shown once after purchase; a reminder persists until acknowledged)"
+
+  section "2. Each chat profile derives its own address from that one seed"
+  alice <- expect "alice key" $ deriveAccount wallet 0
+  bob <- expect "bob key" $ deriveAccount wallet 1
+  say $ "  profile 0 (personal)  -> " <> bshow (accountAddress alice)
+  say $ "  profile 1 (anonymous) -> " <> bshow (accountAddress bob)
+  unless (accountAddress alice /= accountAddress bob) $ die "profiles must not share an address"
+  say "  different addresses, so names under the two are unlinked on-chain"
+
+  section "3. Quote a name"
+  checkQuote svc "ab" "too short is rejected"
+  checkQuote svc "simplex" "reserved name is rejected"
+  q <- expectIO "quote" $ quoteName svc "alicechat"
+  say $ "  alicechat.simplex available=" <> bshow (nqAvailable q) <> " price=" <> money (nqPriceCents q) <> "/yr"
+
+  section "4. Pay and register (payment proof mocked, registration sponsored)"
+  let contactLink = "https://smp16.simplex.im/a#alice-contact"
+  pid <-
+    expectIO "purchase" $
+      buyName
+        svc
+        BuyRequest
+          { brLabel = "alicechat",
+            brOwner = accountAddress alice,
+            brYears = 1,
+            brPayment = PPAppleReceipt "mock-storekit-jws",
+            brContactLink = Just contactLink,
+            brChannelLink = Nothing
+          }
+  say $ "  purchase accepted: " <> bshow pid
+  reg <- pollUntilConfirmed svc pid
+  say $ "  registered, tx " <> BC.take 18 (rsTxHash reg) <> "..."
+
+  section "5. The app confirms independently by resolving the name"
+  rec1 <- expectIO "resolve" $ resolveName svc "alicechat.simplex"
+  say $ "  owner   " <> bshow (nrvOwner rec1)
+  say $ "  contact " <> bshow (nrvContact rec1)
+  unless (nrvOwner rec1 == accountAddress alice) $ die "owner is not our derived address"
+  say "  owner matches our key -> the name is ours; profile claim can now be set"
+
+  section "6. Repoint the name after rotating the contact address"
+  let newLink = "https://smp11.simplex.im/a#alice-rotated"
+  n0 <- expectIO "nonce" $ currentNonce svc (accountAddress alice)
+  txSet <-
+    relaySigned svc alice $
+      SetTextRecord
+        { sxName = "alicechat.simplex",
+          sxKey = contactRecordKey,
+          sxValue = newLink,
+          sxNonce = n0,
+          sxDeadline = farFuture
+        }
+  say $ "  relayed setTextWithSig, tx " <> BC.take 18 txSet <> "..."
+  rec2 <- expectIO "resolve" $ resolveName svc "alicechat.simplex"
+  unless (nrvContact rec2 == [newLink]) $ die "record did not change"
+  say $ "  contact now " <> bshow (nrvContact rec2)
+
+  section "7. Forgery and replay are rejected"
+  -- Bob signs an intent over Alice's name. Use *Bob's* nonce so the request is
+  -- otherwise well-formed and the ownership check is what actually rejects it —
+  -- signing with Alice's nonce would trip the nonce check first and prove nothing.
+  nBob <- expectIO "nonce" $ currentNonce svc (accountAddress bob)
+  let forged =
+        SetTextRecord
+          { sxName = "alicechat.simplex",
+            sxKey = contactRecordKey,
+            sxValue = "https://evil.example/a#hijack",
+            sxNonce = nBob,
+            sxDeadline = farFuture
+          }
+  relaySignedRaw svc bob forged >>= \case
+    Left SENotOwner -> say "  forged by another key: rejected as not the owner"
+    Left e -> die $ "expected SENotOwner, got: " <> serviceErrorText e
+    Right _ -> die "a forged intent was accepted"
+  -- Alice replaying her own already-used nonce.
+  nAlice <- expectIO "nonce" $ currentNonce svc (accountAddress alice)
+  relaySignedRaw svc alice forged {sxNonce = nAlice - 1} >>= \case
+    Left SEBadNonce -> say "  replayed nonce: rejected"
+    Left e -> die $ "expected SEBadNonce, got: " <> serviceErrorText e
+    Right _ -> die "a replayed nonce was accepted"
+  -- An expired deadline.
+  relaySignedRaw svc alice forged {sxNonce = nAlice, sxDeadline = 0} >>= \case
+    Left SEExpiredIntent -> say "  expired deadline: rejected"
+    Left e -> die $ "expected SEExpiredIntent, got: " <> serviceErrorText e
+    Right _ -> die "an expired intent was accepted"
+
+  section "8. Gift the name to a contact"
+  say $ "  recipient address " <> bshow (accountAddress bob) <> " (how this is learned is the open decision in the plan)"
+  n2 <- expectIO "nonce" $ currentNonce svc (accountAddress alice)
+  txXfer <-
+    relaySigned svc alice $
+      TransferName
+        { tiFrom = accountAddress alice,
+          tiTo = accountAddress bob,
+          tiLabel = "alicechat",
+          tiNonce = n2,
+          tiDeadline = farFuture
+        }
+  say $ "  relayed transferWithSig, tx " <> BC.take 18 txXfer <> "..."
+  rec3 <- expectIO "resolve" $ resolveName svc "alicechat.simplex"
+  unless (nrvOwner rec3 == accountAddress bob) $ die "transfer did not move ownership"
+  say $ "  owner now " <> bshow (nrvOwner rec3)
+  say $ "  records carried over: " <> bshow (nrvContact rec3)
+
+  section "9. The previous owner can no longer touch it"
+  n3 <- expectIO "nonce" $ currentNonce svc (accountAddress alice)
+  afterGift <-
+    relaySignedRaw svc alice $
+      SetTextRecord
+        { sxName = "alicechat.simplex",
+          sxKey = contactRecordKey,
+          sxValue = "https://smp16.simplex.im/a#taken-back",
+          sxNonce = n3,
+          sxDeadline = farFuture
+        }
+  case afterGift of
+    Left SENotOwner -> say "  rejected: no longer the owner"
+    Left e -> say $ "  rejected: " <> serviceErrorText e
+    Right _ -> die "the old owner could still write records"
+
+  section "10. Recovery: wipe the device, re-import the recovery key"
+  imported <- expect "import" $ importRecoveryKey phrase
+  let restored = WalletSeed {wsId = SeedId 1, wsEntropy = imported, wsBackedUp = True}
+  forM_ [(0 :: Word32, "personal"), (1, "anonymous")] $ \(i, label) -> do
+    pk <- expect "derive" $ deriveAccount restored i
+    owned <- expectIO "ownedBy" $ namesOwnedBy svc (accountAddress pk)
+    say $ "  profile " <> bshow i <> " (" <> label <> ") " <> bshow (accountAddress pk) <> " owns " <> bshow owned
+  restoredAlice <- expect "derive" $ deriveAccount restored 0
+  unless (accountAddress restoredAlice == accountAddress alice) $ die "recovery derived a different address"
+  say "  same addresses recovered from the phrase alone"
+
+  putStrLn ""
+  putStrLn "ALL STEPS OK"
+
+-- helpers
+
+farFuture :: Integer
+farFuture = 1786000000 + 3600
+
+section :: ByteString -> IO ()
+section t = putStrLn "" >> BC.putStrLn t
+
+say :: ByteString -> IO ()
+say = BC.putStrLn
+
+bshow :: Show a => a -> ByteString
+bshow = BC.pack . show
+
+money :: Int -> ByteString
+money cents = BC.pack $ "$" <> show (cents `div` 100) <> "." <> pad (cents `mod` 100)
+  where
+    pad n = let s = show n in if length s < 2 then '0' : s else s
+
+die :: ByteString -> IO a
+die msg = BC.putStrLn ("FAILED: " <> msg) >> exitFailure
+
+expect :: ByteString -> Either String a -> IO a
+expect what = either (\e -> die (what <> ": " <> BC.pack e)) pure
+
+expectIO :: ByteString -> IO (Either ServiceError a) -> IO a
+expectIO what act = act >>= either (\e -> die (what <> ": " <> serviceErrorText e)) pure
+
+checkQuote :: NamesService -> ByteString -> ByteString -> IO ()
+checkQuote svc label why =
+  quoteName svc label >>= \case
+    Left e -> say $ "  " <> why <> " (" <> serviceErrorText e <> ")"
+    Right _ -> die $ "expected rejection: " <> label
+
+pollUntilConfirmed :: NamesService -> PurchaseId -> IO RegistrationStatus
+pollUntilConfirmed svc pid = go (10 :: Int)
+  where
+    go 0 = die "registration never confirmed"
+    go n =
+      expectIO "status" (registrationStatus svc pid) >>= \case
+        RegPending -> say "  waiting for commit-reveal..." >> go (n - 1)
+        RegFailed e -> die $ "registration failed: " <> e
+        r@RegConfirmed {} -> pure r
+
+-- | Sign an intent with a profile key and hand it to the relayer.
+relaySigned :: NamesService -> WalletAccount -> Intent -> IO ByteString
+relaySigned svc pk intent =
+  relaySignedRaw svc pk intent >>= either (\e -> die ("relay: " <> serviceErrorText e)) pure
+
+relaySignedRaw :: NamesService -> WalletAccount -> Intent -> IO (Either ServiceError ByteString)
+relaySignedRaw svc pk intent = do
+  digest <- expect "digest" $ intentDigest mockDeployment intent
+  sig <- expect "sign" $ signDigest pk digest
+  relayIntent svc SignedIntent {siIntent = intent, siSignature = sig}
diff --git a/simplex-chat.cabal b/simplex-chat.cabal
index 4447d5d4c8..caa95e0c3a 100644
--- a/simplex-chat.cabal
+++ b/simplex-chat.cabal
@@ -41,7 +41,11 @@ library
       Simplex.Chat.Badges
       Simplex.Chat.Badges.CLI
       Simplex.Chat.Names
-      Simplex.Chat.Names.Wallet
+      Simplex.Chat.Names.Service
+      Simplex.Chat.Names.Service.Default
+      Simplex.Chat.Names.Service.Mock
+      Simplex.Chat.Names.Snrc
+      Simplex.Chat.Wallet
       Simplex.Chat.Call
       Simplex.Chat.Controller
       Simplex.Chat.Delivery
@@ -83,6 +87,7 @@ library
       Simplex.Chat.Store.Files
       Simplex.Chat.Store.Groups
       Simplex.Chat.Store.Messages
+      Simplex.Chat.Store.Wallets
       Simplex.Chat.Store.NoteFolders
       Simplex.Chat.Store.Profiles
       Simplex.Chat.Store.RelayRequests
@@ -154,6 +159,7 @@ library
           Simplex.Chat.Store.Postgres.Migrations.M20260716_signed_history
           Simplex.Chat.Store.Postgres.Migrations.M20260720_server_roles
           Simplex.Chat.Store.Postgres.Migrations.M20260723_contact_request_rejection
+          Simplex.Chat.Store.Postgres.Migrations.M20260806_wallet_seeds
   else
       exposed-modules:
           Simplex.Chat.Archive
@@ -324,6 +330,7 @@ library
           Simplex.Chat.Store.SQLite.Migrations.M20260716_signed_history
           Simplex.Chat.Store.SQLite.Migrations.M20260720_server_roles
           Simplex.Chat.Store.SQLite.Migrations.M20260723_contact_request_rejection
+          Simplex.Chat.Store.SQLite.Migrations.M20260806_wallet_seeds
   other-modules:
       Paths_simplex_chat
   hs-source-dirs:
@@ -397,6 +404,28 @@ library
       , template-haskell ==2.16.*
       , text >=1.2.4.0 && <1.3
 
+executable simplex-names-demo
+  if flag(client_library)
+      buildable: False
+  main-is: Main.hs
+  other-modules:
+      Paths_simplex_chat
+  hs-source-dirs:
+      apps/simplex-names-demo
+  default-extensions:
+      StrictData
+  ghc-options: -Weverything -Wno-missing-exported-signatures -Wno-missing-import-lists -Wno-missed-specialisations -Wno-all-missed-specialisations -Wno-unsafe -Wno-safe -Wno-missing-local-signatures -Wno-missing-kind-signatures -Wno-missing-deriving-strategies -Wno-monomorphism-restriction -Wno-prepositive-qualified-module -Wno-unused-packages -Wno-implicit-prelude -Wno-missing-safe-haskell-mode -Wno-missing-export-lists -Wno-partial-fields -Wcompat -Werror=incomplete-record-updates -Werror=incomplete-patterns -Werror=missing-methods -Werror=incomplete-uni-patterns -Werror=tabs -Wredundant-constraints -Wincomplete-record-updates -Wunused-type-patterns -Werror=name-shadowing -threaded
+  build-depends:
+      base >=4.7 && <5
+    , bytestring
+    , crypton ==0.34.*
+    , simplex-chat
+    , simplexmq
+    , stm
+  default-language: Haskell2010
+  if flag(client_postgres)
+    cpp-options: -DdbPostgres
+
 executable simplex-bot
   if flag(client_library)
       buildable: False
diff --git a/src/Simplex/Chat/Controller.hs b/src/Simplex/Chat/Controller.hs
index af20d97bee..574546cb15 100644
--- a/src/Simplex/Chat/Controller.hs
+++ b/src/Simplex/Chat/Controller.hs
@@ -544,6 +544,16 @@ data ChatCommand
   | APIConnect {userId :: UserId, incognito :: IncognitoEnabled, preparedLink_ :: Maybe ACreatedConnLink} -- Maybe is used to report link parsing failure as special error
   | Connect {incognito :: IncognitoEnabled, connTarget_ :: Maybe AConnectTarget}
   | APIVerifyContactDomain {contactId :: ContactId}
+  | APINameAddress {userId :: UserId}
+  | APINameRecoveryKey {userId :: UserId}
+  | APINameRecoveryKeyImport {userId :: UserId, recoveryPhrase :: Text}
+  | APINameRecoveryKeySaved {userId :: UserId}
+  | APINameQuote {userId :: UserId, nameLabel :: Text}
+  | APINameBuy {userId :: UserId, nameLabel :: Text, nameLink :: Maybe Text}
+  | APINameList {userId :: UserId}
+  | APINameInfo {userId :: UserId, nameFqdn :: Text}
+  | APINameSetLink {userId :: UserId, nameFqdn :: Text, nameLink_ :: Text}
+  | APINameGift {userId :: UserId, nameLabel :: Text, nameRecipient :: Text}
   | APIVerifyGroupDomain {groupId :: GroupId}
   | APIConnectContactViaAddress UserId IncognitoEnabled ContactId
   | ConnectSimplex IncognitoEnabled -- UserId (not used in UI)
@@ -923,6 +933,13 @@ data ChatResponse
   | CRAgentSubsDetails {agentSubs :: SubscriptionsInfo}
   | CRAgentQueuesInfo {agentQueuesInfo :: AgentQueuesInfo}
   | CRAppSettings {appSettings :: AppSettings}
+  | CRNameAddress {user :: User, nameAddress :: Text, nameAccount :: Int}
+  | CRNameRecoveryKey {user :: User, recoveryPhrase :: Text, recoveryKeySaved :: Bool}
+  | CRNameQuoted {user :: User, nameLabel :: Text, nameAvailable :: Bool, namePriceCents :: Int}
+  | CRNameRegistered {user :: User, nameFqdn :: Text, nameTxHash :: Text}
+  | CRNamesOwned {user :: User, ownedNames :: [Text]}
+  | CRNameInfo {user :: User, nameFqdn :: Text, nameOwner :: Text, nameContact :: [Text], nameChannel :: [Text], nameExpires :: Int, nameEditCredits :: Int}
+  | CRNameIntentRelayed {user :: User, nameAction :: Text, nameFqdn :: Text, nameTxHash :: Text}
   | CRCustomChatResponse {user_ :: Maybe User, response :: Text}
   deriving (Show)
 
diff --git a/src/Simplex/Chat/Library/Commands.hs b/src/Simplex/Chat/Library/Commands.hs
index 88cb4532ef..7fd39693d1 100644
--- a/src/Simplex/Chat/Library/Commands.hs
+++ b/src/Simplex/Chat/Library/Commands.hs
@@ -58,6 +58,13 @@ import qualified Data.UUID.V4 as V4
 import Simplex.Chat.Library.Subscriber
 import Simplex.Chat.Badges (BadgeCredential (..), LocalBadge (..), maxXFTPFileSize, mkBadgeStatus, verifyCredential)
 import Simplex.Chat.Names (SimplexDomainProof (..), SimplexDomainClaim (..), claimDomain, mkDomainClaim)
+import Simplex.Chat.Names.Service
+import Simplex.Chat.Names.Service.Default (nameDeployment, namesService)
+import Simplex.Chat.Names.Snrc
+import qualified Simplex.Chat.Wallet as W
+import qualified Simplex.Chat.Store.Wallets as WS
+import qualified Simplex.Messaging.Crypto.BIP39 as B39
+import Simplex.Messaging.Eth.Address (Address, checksumAddress, parseAddress)
 import Simplex.Chat.Call
 import Simplex.Chat.Controller
 import Simplex.Chat.Delivery (DeliveryJobScope (..), DeliveryJobSpec (..), DeliveryWorkerScope (..))
@@ -2381,6 +2388,90 @@ processChatCommand cxt nm = \case
       _ -> throwError e
     connectWithPlan user incognito ccLink planSimplexName otherSimplexName plan
   Connect _ Nothing -> throwChatError CEInvalidConnReq
+  APINameAddress userId -> withUserId userId $ \user -> do
+    (_, pk) <- userWalletAccount user
+    pure $ CRNameAddress user (nameAddrText $ W.accountAddress pk) (fromIntegral . W.arIndex $ W.waRef pk)
+  APINameRecoveryKey userId -> withUserId userId $ \user -> do
+    (w, _) <- userWalletAccount user
+    phrase <- nameEither $ W.recoveryKeyPhrase w
+    pure $ CRNameRecoveryKey user (safeDecodeUtf8 phrase) (W.wsBackedUp w)
+  APINameRecoveryKeyImport userId phrase -> withUserId userId $ \user -> do
+    seed <- nameEither . W.importRecoveryKey $ encodeUtf8 phrase
+    w <- withStore' $ \db -> WS.createWalletSeed db seed
+    let r = W.AccountRef {W.arSeedId = W.wsId w, W.arIndex = 0}
+    withStore' $ \db -> WS.bindAccount db user r
+    pure $ CRNameRecoveryKey user phrase (W.wsBackedUp w)
+  APINameRecoveryKeySaved userId -> withUserId userId $ \user -> do
+    (w, _) <- userWalletAccount user
+    withStore' $ \db -> WS.setSeedBackedUp db (W.wsId w) True
+    phrase <- nameEither $ W.recoveryKeyPhrase w
+    pure $ CRNameRecoveryKey user (safeDecodeUtf8 phrase) True
+  APINameQuote userId label -> withUserId userId $ \user -> do
+    q <- nameSvc $ quoteName namesService (encodeUtf8 label)
+    pure $ CRNameQuoted user label (nqAvailable q) (nqPriceCents q)
+  APINameBuy userId label link_ -> withUserId userId $ \user -> do
+    (_, pk) <- userWalletAccount user
+    let req =
+          BuyRequest
+            { brLabel = encodeUtf8 label,
+              brOwner = W.accountAddress pk,
+              brYears = 1,
+              brPayment = PPRedeemCode "dev-mock-payment",
+              brContactLink = encodeUtf8 <$> link_,
+              brChannelLink = Nothing
+            }
+    pid <- nameSvc $ buyName namesService req
+    reg <- namePoll pid (20 :: Int)
+    case reg of
+      RegConfirmed {rsTxHash} -> do
+        let fqdn = label <> ".simplex"
+        rec' <- nameSvc $ resolveName namesService (encodeUtf8 fqdn)
+        unless (nrvOwner rec' == W.accountAddress pk) $ throwCmdError "registered name is not owned by this profile"
+        pure $ CRNameRegistered user fqdn (safeDecodeUtf8 rsTxHash)
+      RegFailed e -> throwCmdError $ "registration failed: " <> B.unpack e
+      RegPending -> throwCmdError "registration is still pending, try again"
+  APINameList userId -> withUserId userId $ \user -> do
+    (_, pk) <- userWalletAccount user
+    ns <- nameSvc $ namesOwnedBy namesService (W.accountAddress pk)
+    pure $ CRNamesOwned user (map safeDecodeUtf8 ns)
+  APINameInfo userId fqdn -> withUserId userId $ \user -> do
+    r <- nameSvc $ resolveName namesService (encodeUtf8 fqdn)
+    pure $
+      CRNameInfo
+        user
+        fqdn
+        (nameAddrText $ nrvOwner r)
+        (map safeDecodeUtf8 $ nrvContact r)
+        (map safeDecodeUtf8 $ nrvChannel r)
+        (fromIntegral $ nrvExpires r)
+        (fromIntegral $ nrvEditCredits r)
+  APINameSetLink userId fqdn newLink -> withUserId userId $ \user -> do
+    (_, pk) <- userWalletAccount user
+    n <- nameSvc $ currentNonce namesService (W.accountAddress pk)
+    tx <-
+      nameRelay pk $
+        SetTextRecord
+          { sxName = encodeUtf8 fqdn,
+            sxKey = contactRecordKey,
+            sxValue = encodeUtf8 newLink,
+            sxNonce = n,
+            sxDeadline = nameDeadline
+          }
+    pure $ CRNameIntentRelayed user "link" fqdn tx
+  APINameGift userId label recipient -> withUserId userId $ \user -> do
+    (_, pk) <- userWalletAccount user
+    to <- nameEither $ parseAddress (encodeUtf8 recipient)
+    n <- nameSvc $ currentNonce namesService (W.accountAddress pk)
+    tx <-
+      nameRelay pk $
+        TransferName
+          { tiFrom = W.accountAddress pk,
+            tiTo = to,
+            tiLabel = encodeUtf8 label,
+            tiNonce = n,
+            tiDeadline = nameDeadline
+          }
+    pure $ CRNameIntentRelayed user "gift" (label <> ".simplex") tx
   APIVerifyContactDomain contactId -> withUser $ \user -> do
     ct@Contact {profile = LocalProfile {contactDomain}, preparedContact} <- withFastStore $ \db -> getContact db cxt user contactId
     let connLink_ = preparedContact >>= \PreparedContact {connLinkToConnect = ACCL m (CCLink _ sLnk_)} -> ACSL m <$> sLnk_
@@ -5701,6 +5792,26 @@ chatCommandP =
       ("/connect" <|> "/c") *> (AddContact <$> incognitoP),
       ("/connect" <|> "/c") *> (Connect <$> incognitoP <* A.space <*> ((Just <$> strP) <|> A.takeTill isSpace $> Nothing)),
       "/_verify domain @" *> (APIVerifyContactDomain <$> A.decimal),
+      "/_name address " *> (APINameAddress <$> A.decimal),
+      "/_name key import " *> (APINameRecoveryKeyImport <$> A.decimal <* A.space <*> textP),
+      "/_name key saved " *> (APINameRecoveryKeySaved <$> A.decimal),
+      "/_name key " *> (APINameRecoveryKey <$> A.decimal),
+      "/_name quote " *> (APINameQuote <$> A.decimal <* A.space <*> nameWordP),
+      "/_name buy " *> (APINameBuy <$> A.decimal <* A.space <*> nameWordP <*> optional (A.space *> textP)),
+      "/_name list " *> (APINameList <$> A.decimal),
+      "/_name info " *> (APINameInfo <$> A.decimal <* A.space <*> nameWordP),
+      "/_name link " *> (APINameSetLink <$> A.decimal <* A.space <*> nameWordP <* A.space <*> textP),
+      "/_name gift " *> (APINameGift <$> A.decimal <* A.space <*> nameWordP <* A.space <*> textP),
+      "/names address" $> APINameAddress 1,
+      "/names key import " *> (APINameRecoveryKeyImport 1 <$> textP),
+      "/names key saved" $> APINameRecoveryKeySaved 1,
+      "/names key" $> APINameRecoveryKey 1,
+      "/names quote " *> (APINameQuote 1 <$> nameWordP),
+      "/names buy " *> (APINameBuy 1 <$> nameWordP <*> optional (A.space *> textP)),
+      "/names list" $> APINameList 1,
+      "/names info " *> (APINameInfo 1 <$> nameWordP),
+      "/names link " *> (APINameSetLink 1 <$> nameWordP <* A.space <*> textP),
+      "/names gift " *> (APINameGift 1 <$> nameWordP <* A.space <*> textP),
       "/_verify domain #" *> (APIVerifyGroupDomain <$> A.decimal),
       ForwardMessage <$> chatNameP <* " <- @" <*> displayNameP <* A.space <*> msgTextP,
       ForwardGroupMessage <$> chatNameP <* " <- #" <*> displayNameP <* A.space <* A.char '@' <*> (Just <$> displayNameP) <* A.space <*> msgTextP,
@@ -5937,6 +6048,7 @@ chatCommandP =
       descr <- A.takeWhile1 isSpace *> (T.dropWhileEnd isSpace <$> textP) <|> pure ""
       pure $ if T.null descr then Nothing else Just $ T.take 160 descr
     textP = safeDecodeUtf8 <$> A.takeByteString
+    nameWordP = safeDecodeUtf8 <$> A.takeWhile1 (not . isSpace)
     pwdP = jsonP <|> (UserPwd . safeDecodeUtf8 <$> A.takeTill (== ' '))
     verifyCodeP = safeDecodeUtf8 <$> A.takeWhile (\c -> isDigit c || c == ' ')
     msgTextP = jsonP <|> textP
@@ -6099,3 +6211,47 @@ mkValidName = dropWhileEnd isSpace . take 50 . reverse . fst3 . foldl' addChar (
         validFirstNameChar = isLetter c || cat == DecimalNumber || cat == OtherSymbol
         validFirstChar = validFirstNameChar || cat == CurrencySymbol || cat == MathSymbol
         prohibited = ".,;/\\#@'\"`~" :: String
+
+-- SimpleX names helpers -------------------------------------------------------
+--
+-- The service is the mock today (see Simplex.Chat.Names.Service.Default); these
+-- helpers do not know that, so swapping in the SMP-backed client changes only
+-- that module.
+
+-- | The profile's derived key, creating the seed and binding on first use.
+-- Single-seed by construction: the binding reuses the database's first wallet.
+userWalletAccount :: User -> CM (W.WalletSeed, W.WalletAccount)
+userWalletAccount user = do
+  g <- asks random
+  (w, r) <- withStore' $ \db -> WS.getOrCreateAccountRef db user (atomically $ W.newSeed B39.MS128 g)
+  pk <- nameEither $ W.deriveAccount w (W.arIndex r)
+  pure (w, pk)
+
+nameEither :: Either String a -> CM a
+nameEither = either throwCmdError pure
+
+nameSvc :: IO (Either ServiceError a) -> CM a
+nameSvc act = liftIO act >>= either (throwCmdError . B.unpack . serviceErrorText) pure
+
+-- | Poll registration to completion, standing in for the commit-reveal wait.
+namePoll :: PurchaseId -> Int -> CM RegistrationStatus
+namePoll pid n
+  | n <= 0 = pure RegPending
+  | otherwise =
+      nameSvc (registrationStatus namesService pid) >>= \case
+        RegPending -> liftIO (threadDelay 50000) >> namePoll pid (n - 1)
+        r -> pure r
+
+-- | Sign an intent with the profile key and hand it to the relayer.
+nameRelay :: W.WalletAccount -> Intent -> CM Text
+nameRelay pk intent = do
+  digest <- nameEither $ intentDigest nameDeployment intent
+  sig <- nameEither $ W.signDigest pk digest
+  safeDecodeUtf8 <$> nameSvc (relayIntent namesService SignedIntent {siIntent = intent, siSignature = sig})
+
+nameAddrText :: Address -> Text
+nameAddrText = safeDecodeUtf8 . checksumAddress
+
+-- | Intents expire; the mock's clock is fixed, so this is a fixed horizon.
+nameDeadline :: Integer
+nameDeadline = 1786000000 + 3600
diff --git a/src/Simplex/Chat/Names/Service.hs b/src/Simplex/Chat/Names/Service.hs
new file mode 100644
index 0000000000..85cc99c3f8
--- /dev/null
+++ b/src/Simplex/Chat/Names/Service.hs
@@ -0,0 +1,132 @@
+{-# LANGUAGE LambdaCase #-}
+{-# LANGUAGE OverloadedStrings #-}
+
+-- | The client's view of the SimpleX names service.
+--
+-- The service is reached over an ordinary SimpleX connection, so this is a
+-- plain request/response interface with no chain access of its own: the app
+-- never builds a transaction, reads a nonce or broadcasts anything. It quotes,
+-- pays, hands over signed intents, and independently confirms the result by
+-- resolving the name.
+--
+-- 'NamesService' is a record of operations rather than a class so that the mock
+-- and the real SMP-backed client are interchangeable at the call site.
+module Simplex.Chat.Names.Service
+  ( NamesService (..),
+    PaymentProof (..),
+    BuyRequest (..),
+    NameQuote (..),
+    PurchaseId (..),
+    RegistrationStatus (..),
+    NameRecordView (..),
+    ServiceError (..),
+    serviceErrorText,
+  )
+where
+
+import Data.ByteString (ByteString)
+import Simplex.Chat.Names.Snrc (SignedIntent)
+import Simplex.Messaging.Eth.Address (Address)
+
+-- | Proof that the store (or a web checkout) was paid. Mirrors the shape
+-- already sketched by 'Simplex.Chat.Badges.BadgePurchase', so the two can share
+-- a validator server-side.
+data PaymentProof
+  = PPAppleReceipt ByteString
+  | PPGoogleToken ByteString
+  | PPStripeSession ByteString
+  | PPRedeemCode ByteString
+  deriving (Eq, Show)
+
+data BuyRequest = BuyRequest
+  { brLabel :: ByteString, -- ^ the label only, without the TLD
+    brOwner :: Address, -- ^ the profile's derived address
+    -- | 1-10 years, bought outright. There is no subscription: extension is
+    -- another purchase.
+    brYears :: Int,
+    brPayment :: PaymentProof,
+    brContactLink :: Maybe ByteString,
+    brChannelLink :: Maybe ByteString
+  }
+  deriving (Eq, Show)
+
+data NameQuote = NameQuote
+  { nqLabel :: ByteString,
+    nqAvailable :: Bool,
+    nqPriceCents :: Int,
+    nqYears :: Int
+  }
+  deriving (Eq, Show)
+
+newtype PurchaseId = PurchaseId ByteString
+  deriving (Eq, Ord, Show)
+
+data RegistrationStatus
+  = -- | committed on-chain, waiting out minCommitmentAge
+    RegPending
+  | RegConfirmed {rsTxHash :: ByteString, rsExpires :: Integer}
+  | RegFailed ByteString
+  deriving (Eq, Show)
+
+-- | What resolution returns — the same fields the SMP @RSLV@ path already
+-- carries, which is how the app confirms a purchase without trusting the
+-- service.
+data NameRecordView = NameRecordView
+  { nrvName :: ByteString,
+    nrvOwner :: Address,
+    nrvContact :: [ByteString],
+    nrvChannel :: [ByteString],
+    nrvExpires :: Integer,
+    -- | Relayed record edits still available on this name. Granted at
+    -- registration and renewal, consumed only by the sponsored path.
+    nrvEditCredits :: Integer
+  }
+  deriving (Eq, Show)
+
+data ServiceError
+  = SEUnavailable ByteString
+  | SENameTaken
+  | SENameInvalid ByteString
+  | SEPaymentRejected ByteString
+  | SEBadSignature
+  | SENotOwner
+  | SEBadNonce
+  | SEExpiredIntent
+  | SENotFound
+  | -- | The relayer has no registration credits left. A hard service stop:
+    -- only the beneficiary multisig can grant more.
+    SENoRegistrarCredits
+  | -- | This name's relayed-edit allowance is exhausted until renewal.
+    SENoEditCredits
+  deriving (Eq, Show)
+
+serviceErrorText :: ServiceError -> ByteString
+serviceErrorText = \case
+  SEUnavailable e -> "service unavailable: " <> e
+  SENameTaken -> "that name is already taken"
+  SENameInvalid e -> "invalid name: " <> e
+  SEPaymentRejected e -> "payment rejected: " <> e
+  SEBadSignature -> "signature did not verify"
+  SENotOwner -> "not the owner of that name"
+  SEBadNonce -> "wrong nonce, refresh and retry"
+  SEExpiredIntent -> "the signed request expired"
+  SENotFound -> "name not found"
+  SENoRegistrarCredits -> "the registration service is out of credits, please report this"
+  SENoEditCredits -> "no record changes left for this name until you extend it"
+
+data NamesService = NamesService
+  { quoteName :: ByteString -> IO (Either ServiceError NameQuote),
+    buyName :: BuyRequest -> IO (Either ServiceError PurchaseId),
+    registrationStatus :: PurchaseId -> IO (Either ServiceError RegistrationStatus),
+    -- | Hand a user-signed intent to the relayer, which pays the gas.
+    relayIntent :: SignedIntent -> IO (Either ServiceError ByteString),
+    -- | Independent confirmation path; in production this is SMP @RSLV@.
+    resolveName :: ByteString -> IO (Either ServiceError NameRecordView),
+    -- | Owner to names, for recovery-key import. Advisory: each name is
+    -- confirmed with 'resolveName', so a lying service can withhold names but
+    -- cannot invent them.
+    namesOwnedBy :: Address -> IO (Either ServiceError [ByteString]),
+    currentNonce :: Address -> IO (Either ServiceError Integer),
+    -- | Relayed edits left on a name, for display before the user tries one.
+    editCreditsFor :: ByteString -> IO (Either ServiceError Integer)
+  }
diff --git a/src/Simplex/Chat/Names/Service/Default.hs b/src/Simplex/Chat/Names/Service/Default.hs
new file mode 100644
index 0000000000..1eed01a0ff
--- /dev/null
+++ b/src/Simplex/Chat/Names/Service/Default.hs
@@ -0,0 +1,35 @@
+{-# LANGUAGE OverloadedStrings #-}
+
+-- | The single place the names service is wired in.
+--
+-- Right now it resolves to the in-memory mock, so the whole names UX is
+-- exercisable from the terminal CLI with no store payment, no relayer and no
+-- chain — while still producing and verifying real signatures.
+--
+-- When the SMP-backed client lands this binding is what changes; nothing in
+-- "Simplex.Chat.Library.Commands" needs to know which implementation it has.
+-- The process-wide mock state is a deliberate development shortcut and is the
+-- reason this module is separate: it is the seam to delete.
+module Simplex.Chat.Names.Service.Default
+  ( namesService,
+    nameDeployment,
+    devMockChain,
+  )
+where
+
+import Simplex.Chat.Names.Service (NamesService)
+import Simplex.Chat.Names.Service.Mock (MockChain, mockDeployment, mockNamesService, newMockChain)
+import Simplex.Chat.Names.Snrc (SnrcDeployment)
+import System.IO.Unsafe (unsafePerformIO)
+
+-- | Process-wide mock chain. Development only.
+devMockChain :: MockChain
+devMockChain = unsafePerformIO newMockChain
+{-# NOINLINE devMockChain #-}
+
+namesService :: NamesService
+namesService = mockNamesService devMockChain
+
+-- | The deployment the client signs against. Must match the service.
+nameDeployment :: SnrcDeployment
+nameDeployment = mockDeployment
diff --git a/src/Simplex/Chat/Names/Service/Mock.hs b/src/Simplex/Chat/Names/Service/Mock.hs
new file mode 100644
index 0000000000..8948148459
--- /dev/null
+++ b/src/Simplex/Chat/Names/Service/Mock.hs
@@ -0,0 +1,322 @@
+{-# LANGUAGE LambdaCase #-}
+{-# LANGUAGE NamedFieldPuns #-}
+{-# LANGUAGE OverloadedStrings #-}
+{-# LANGUAGE ScopedTypeVariables #-}
+
+-- | An in-memory stand-in for the names service, the relayer and the chain.
+--
+-- It is a mock in that nothing is persisted and no transaction is broadcast,
+-- but it is deliberately *not* a stub: every relayed intent has its EIP-712
+-- digest recomputed and its signer recovered from the signature, and is
+-- rejected unless the recovered address is the current owner and the nonce and
+-- deadline check out. That is the same rule @transferWithSig@ and
+-- @setTextWithSig@ enforce on-chain, so a client that satisfies this mock is
+-- producing signatures the contracts would accept.
+--
+-- It also models the rc2 funding design: registration consumes a __registrar
+-- credit__ granted by the beneficiary rather than paying a fee, and relayed
+-- record edits consume a per-name __edit credit__ granted at registration. Both
+-- are enforced here the way the contracts would enforce them, so running out of
+-- either surfaces in development rather than in production.
+--
+-- Not modelled: gas, reorgs, expiry sweeps, the Dutch-auction premium, and
+-- commit-reveal timing beyond a settable pending-poll count.
+module Simplex.Chat.Names.Service.Mock
+  ( MockChain,
+    newMockChain,
+    mockNamesService,
+    mockDeployment,
+    chainOwnerOf,
+    chainRecords,
+    setPendingRounds,
+    setPaymentValidator,
+    setRegistrarCredits,
+    registrarCredits,
+    editCreditsPerYear,
+    linkSeparator,
+  )
+where
+
+import Control.Concurrent.STM
+import Data.ByteString (ByteString)
+import qualified Data.ByteString as B
+import qualified Data.ByteString.Char8 as BC
+import Data.Char (isDigit)
+import Data.Map.Strict (Map)
+import qualified Data.Map.Strict as M
+import Simplex.Chat.Names.Service
+import Simplex.Chat.Names.Snrc
+import Simplex.Chat.Wallet (recoverSigner)
+import Simplex.Messaging.Eth.Address (Address, mkAddress)
+import Simplex.Messaging.Eth.Keccak (keccak256)
+
+data NameEntry = NameEntry
+  { neOwner :: Address,
+    neRecords :: Map ByteString ByteString,
+    neExpires :: Integer,
+    neEditCredits :: Integer
+  }
+
+data Pending = Pending
+  { pReq :: BuyRequest,
+    pRoundsLeft :: Int
+  }
+
+data MockChain = MockChain
+  { mcNames :: TVar (Map ByteString NameEntry),
+    mcNonces :: TVar (Map Address Integer),
+    mcPending :: TVar (Map ByteString Pending),
+    mcSeq :: TVar Int,
+    mcNow :: TVar Integer,
+    mcPendingRounds :: TVar Int,
+    mcValidatePayment :: TVar (PaymentProof -> Either ByteString ()),
+    -- | Registration credits held by the relayer, granted by the beneficiary.
+    mcRegistrarCredits :: TVar Integer
+  }
+
+-- | Relayed record edits granted per year of registration. AB's figure: ten a
+-- year is plenty, and it is what bounds the relayer's gas exposure per name.
+editCreditsPerYear :: Integer
+editCreditsPerYear = 10
+
+-- | Multiple links in one text record are separated by @;@ — this follows
+-- @scripts/resolver/snrc-resolve.py@ (@LINK_SEPARATOR@), which is what the
+-- deployed resolver actually parses. Note the namespace repo's CLAUDE.md
+-- describes them as comma-separated; the code is authoritative and the doc
+-- looks stale.
+linkSeparator :: Char
+linkSeparator = ';'
+
+-- | A deployment description matching the mock. The contract addresses are
+-- arbitrary but fixed — what matters is that client and mock agree, since the
+-- EIP-712 domain binds them.
+mockDeployment :: SnrcDeployment
+mockDeployment =
+  SnrcDeployment
+    { sdTld = "simplex",
+      sdChainId = 1,
+      sdRegistrar = fixedAddr 0xB1,
+      sdResolver = fixedAddr 0xB2
+    }
+  where
+    fixedAddr b = either error id . mkAddress $ B.replicate 19 0 <> B.singleton b
+
+newMockChain :: IO MockChain
+newMockChain = do
+  mcNames <- newTVarIO M.empty
+  mcNonces <- newTVarIO M.empty
+  mcPending <- newTVarIO M.empty
+  mcSeq <- newTVarIO 0
+  mcNow <- newTVarIO 1786000000
+  mcPendingRounds <- newTVarIO 1
+  mcValidatePayment <- newTVarIO (const $ Right ())
+  mcRegistrarCredits <- newTVarIO 100
+  pure MockChain {mcNames, mcNonces, mcPending, mcSeq, mcNow, mcPendingRounds, mcValidatePayment, mcRegistrarCredits}
+
+-- | How many status polls a registration stays pending, standing in for the
+-- 60-second commit-reveal wait. 0 makes registration immediate.
+setPendingRounds :: MockChain -> Int -> IO ()
+setPendingRounds c n = atomically $ writeTVar (mcPendingRounds c) n
+
+-- | Swap in a validator that rejects some payments, to exercise the failure UI.
+setPaymentValidator :: MockChain -> (PaymentProof -> Either ByteString ()) -> IO ()
+setPaymentValidator c f = atomically $ writeTVar (mcValidatePayment c) f
+
+-- | Stand-in for the beneficiary multisig calling @setRegistrarCredits@. Set it
+-- to 0 to exercise the exhausted-credits path.
+setRegistrarCredits :: MockChain -> Integer -> IO ()
+setRegistrarCredits c n = atomically $ writeTVar (mcRegistrarCredits c) n
+
+registrarCredits :: MockChain -> IO Integer
+registrarCredits c = readTVarIO (mcRegistrarCredits c)
+
+chainOwnerOf :: MockChain -> ByteString -> IO (Maybe Address)
+chainOwnerOf c name = atomically $ fmap neOwner . M.lookup name <$> readTVar (mcNames c)
+
+chainRecords :: MockChain -> ByteString -> IO (Map ByteString ByteString)
+chainRecords c name = atomically $ maybe M.empty neRecords . M.lookup name <$> readTVar (mcNames c)
+
+fqdn :: ByteString -> ByteString
+fqdn label = label <> "." <> sdTld mockDeployment
+
+-- | Matches SimplexController: 6+ characters, plus the [a-z0-9-] label grammar
+-- the app already enforces client-side, plus the two reserved names.
+validLabel :: ByteString -> Either ServiceError ()
+validLabel l
+  | B.length l < 6 = Left $ SENameInvalid "names must be at least 6 characters"
+  | not (BC.all lowerAlnumHyphen l) = Left $ SENameInvalid "only lowercase letters, digits and hyphens"
+  | "-" `B.isPrefixOf` l || "-" `B.isSuffixOf` l = Left $ SENameInvalid "cannot start or end with a hyphen"
+  | l `elem` reserved = Left $ SENameInvalid "that name is reserved"
+  | otherwise = Right ()
+  where
+    lowerAlnumHyphen ch = isDigit ch || (ch >= 'a' && ch <= 'z') || ch == '-'
+    reserved = ["simplex", "simplex-chat"]
+
+-- | The .simplex curve: $128 / $32 / $8 / $1 per year for 3 / 4 / 5 / 6+ chars.
+priceCents :: ByteString -> Int -> Int
+priceCents l years = years * perYear
+  where
+    perYear = case B.length l of
+      3 -> 12800
+      4 -> 3200
+      5 -> 800
+      _ -> 100
+
+mockNamesService :: MockChain -> NamesService
+mockNamesService c =
+  NamesService
+    { quoteName = quote,
+      buyName = buy,
+      registrationStatus = status,
+      relayIntent = relay,
+      resolveName = resolve,
+      namesOwnedBy = ownedBy,
+      currentNonce = nonceOf,
+      editCreditsFor = editCredits
+    }
+  where
+    quote label = case validLabel label of
+      Left e -> pure $ Left e
+      Right () -> do
+        taken <- atomically $ M.member (fqdn label) <$> readTVar (mcNames c)
+        pure . Right $
+          NameQuote {nqLabel = label, nqAvailable = not taken, nqPriceCents = priceCents label 1, nqYears = 1}
+
+    buy req@BuyRequest {brLabel, brPayment} = case validLabel brLabel of
+      Left e -> pure $ Left e
+      Right () -> do
+        validate <- readTVarIO (mcValidatePayment c)
+        case validate brPayment of
+          Left e -> pure $ Left (SEPaymentRejected e)
+          Right () -> atomically $ do
+            names <- readTVar (mcNames c)
+            credits <- readTVar (mcRegistrarCredits c)
+            if M.member (fqdn brLabel) names
+              then pure $ Left SENameTaken
+              else if credits <= 0
+              then pure $ Left SENoRegistrarCredits
+              else do
+                -- One credit per register call. No fee is transferred: the
+                -- beneficiary granted the allowance up front instead.
+                writeTVar (mcRegistrarCredits c) (credits - 1)
+                n <- stateTVar (mcSeq c) $ \i -> (i + 1, i + 1)
+                rounds <- readTVar (mcPendingRounds c)
+                let pid = "purchase-" <> BC.pack (show n)
+                modifyTVar' (mcPending c) $ M.insert pid Pending {pReq = req, pRoundsLeft = rounds}
+                pure . Right $ PurchaseId pid
+
+    status (PurchaseId pid) = atomically $ do
+      pend <- readTVar (mcPending c)
+      case M.lookup pid pend of
+        Nothing -> pure $ Left SENotFound
+        Just p
+          | pRoundsLeft p > 0 -> do
+              modifyTVar' (mcPending c) $ M.insert pid p {pRoundsLeft = pRoundsLeft p - 1}
+              pure $ Right RegPending
+          | otherwise -> do
+              let BuyRequest {brLabel, brOwner, brYears, brContactLink, brChannelLink} = pReq p
+                  name = fqdn brLabel
+                  recs =
+                    M.fromList $
+                      [(contactRecordKey, l) | Just l <- [brContactLink]]
+                        <> [(channelRecordKey, l) | Just l <- [brChannelLink]]
+              now <- readTVar (mcNow c)
+              let expires = now + fromIntegral brYears * 31536000
+              -- Owner and records are written together, as
+              -- SimplexController.register does via the resolver data[] array.
+              modifyTVar' (mcNames c) $
+                M.insert
+                  name
+                  NameEntry
+                    { neOwner = brOwner,
+                      neRecords = recs,
+                      neExpires = expires,
+                      neEditCredits = editCreditsPerYear * fromIntegral brYears
+                    }
+              modifyTVar' (mcPending c) $ M.delete pid
+              pure . Right $ RegConfirmed {rsTxHash = txHash ("register:" <> name), rsExpires = expires}
+
+    resolve name = atomically $ do
+      names <- readTVar (mcNames c)
+      pure $ case M.lookup name names of
+        Nothing -> Left SENotFound
+        Just NameEntry {neOwner, neRecords, neExpires, neEditCredits} ->
+          Right
+            NameRecordView
+              { nrvName = name,
+                nrvOwner = neOwner,
+                nrvContact = maybe [] splitLinks $ M.lookup contactRecordKey neRecords,
+                nrvChannel = maybe [] splitLinks $ M.lookup channelRecordKey neRecords,
+                nrvExpires = neExpires,
+                nrvEditCredits = neEditCredits
+              }
+
+    ownedBy owner = atomically $ do
+      names <- readTVar (mcNames c)
+      pure . Right . M.keys $ M.filter ((== owner) . neOwner) names
+
+    nonceOf owner = Right . M.findWithDefault 0 owner <$> readTVarIO (mcNonces c)
+
+    editCredits name = atomically $ do
+      names <- readTVar (mcNames c)
+      pure $ maybe (Left SENotFound) (Right . neEditCredits) (M.lookup name names)
+
+    -- The heart of the mock: recompute the digest, recover the signer, and
+    -- apply the same authorisation rules the contracts do.
+    relay SignedIntent {siIntent, siSignature} = do
+      now <- readTVarIO (mcNow c)
+      case intentDigest mockDeployment siIntent of
+        Left e -> pure . Left $ SEUnavailable (BC.pack e)
+        Right digest -> case recoverSigner siSignature digest of
+          Left _ -> pure $ Left SEBadSignature
+          Right signer -> atomically $ do
+            names <- readTVar (mcNames c)
+            nonces <- readTVar (mcNonces c)
+            let expected = M.findWithDefault 0 signer nonces
+                bump = modifyTVar' (mcNonces c) $ M.insert signer (expected + 1)
+            case siIntent of
+              TransferName {tiFrom, tiTo, tiLabel, tiNonce, tiDeadline}
+                | tiDeadline < now -> pure $ Left SEExpiredIntent
+                | tiNonce /= expected -> pure $ Left SEBadNonce
+                | otherwise ->
+                    let name = fqdn tiLabel
+                     in case M.lookup name names of
+                          Nothing -> pure $ Left SENotFound
+                          Just e
+                            -- ownerOf reverts once expired, so transfer is refused
+                            | neOwner e /= signer || tiFrom /= signer || neExpires e <= now -> pure $ Left SENotOwner
+                            | otherwise -> do
+                                modifyTVar' (mcNames c) $ M.insert name e {neOwner = tiTo}
+                                bump
+                                pure . Right $ txHash ("transfer:" <> name)
+              SetTextRecord {sxName, sxKey, sxValue, sxNonce, sxDeadline}
+                | sxDeadline < now -> pure $ Left SEExpiredIntent
+                | sxNonce /= expected -> pure $ Left SEBadNonce
+                | otherwise -> case M.lookup sxName names of
+                    Nothing -> pure $ Left SENotFound
+                    Just e
+                      | neOwner e /= signer -> pure $ Left SENotOwner
+                      -- Only the sponsored path is metered. An owner paying
+                      -- their own gas is never charged a credit.
+                      | neEditCredits e <= 0 -> pure $ Left SENoEditCredits
+                      | otherwise -> do
+                          modifyTVar' (mcNames c) $
+                            M.insert
+                              sxName
+                              e
+                                { neRecords = M.insert sxKey sxValue (neRecords e),
+                                  neEditCredits = neEditCredits e - 1
+                                }
+                          bump
+                          pure . Right $ txHash ("setText:" <> sxName <> ":" <> sxKey)
+
+splitLinks :: ByteString -> [ByteString]
+splitLinks = filter (not . B.null) . map trim . BC.split linkSeparator
+  where
+    trim = BC.dropWhile (== ' ') . BC.reverse . BC.dropWhile (== ' ') . BC.reverse
+
+txHash :: ByteString -> ByteString
+txHash = ("0x" <>) . BC.pack . concatMap byteHex . B.unpack . keccak256
+  where
+    byteHex w = [hexDigit (w `div` 16), hexDigit (w `mod` 16)]
+    hexDigit n = "0123456789abcdef" !! fromIntegral n
diff --git a/src/Simplex/Chat/Names/Snrc.hs b/src/Simplex/Chat/Names/Snrc.hs
new file mode 100644
index 0000000000..d77a19538c
--- /dev/null
+++ b/src/Simplex/Chat/Names/Snrc.hs
@@ -0,0 +1,98 @@
+{-# LANGUAGE LambdaCase #-}
+{-# LANGUAGE NamedFieldPuns #-}
+{-# LANGUAGE OverloadedStrings #-}
+
+-- | The SNRC contract surface as the client sees it: name hashing, and the
+-- EIP-712 intents the user signs for the relayer to submit.
+--
+-- The type strings here must match the contracts byte for byte, in EIP-712
+-- canonical form (no spaces after commas). They are the client half of
+-- @transferWithSig@ on @BaseRegistrarImplementation@ and @setTextWithSig@ on
+-- @SimplexResolver@.
+module Simplex.Chat.Names.Snrc
+  ( SnrcDeployment (..),
+    Intent (..),
+    SignedIntent (..),
+    labelHash,
+    nameHash,
+    tokenId,
+    intentDigest,
+    transferTypeString,
+    setTextTypeString,
+    contactRecordKey,
+    channelRecordKey,
+  )
+where
+
+import Data.ByteString (ByteString)
+import qualified Data.ByteString as B
+import qualified Data.ByteString.Char8 as BC
+import Simplex.Chat.Wallet (EthSignature)
+import Simplex.Messaging.Eth.Address (Address)
+import Simplex.Messaging.Eth.EIP712
+import Simplex.Messaging.Eth.Keccak (keccak256)
+
+-- | Where a TLD is deployed. One of these per TLD; the verifying contract
+-- differs per intent kind, so both are carried.
+data SnrcDeployment = SnrcDeployment
+  { sdTld :: ByteString, -- ^ e.g. @"simplex"@, without the dot
+    sdChainId :: Integer,
+    sdRegistrar :: Address, -- ^ verifying contract for transfers
+    sdResolver :: Address -- ^ verifying contract for record writes
+  }
+  deriving (Eq, Show)
+
+data Intent
+  = -- | Gift a name to another address.
+    TransferName {tiFrom :: Address, tiTo :: Address, tiLabel :: ByteString, tiNonce :: Integer, tiDeadline :: Integer}
+  | -- | Repoint a name at a different link.
+    SetTextRecord {sxName :: ByteString, sxKey :: ByteString, sxValue :: ByteString, sxNonce :: Integer, sxDeadline :: Integer}
+  deriving (Eq, Show)
+
+data SignedIntent = SignedIntent
+  { siIntent :: Intent,
+    siSignature :: EthSignature
+  }
+  deriving (Eq, Show)
+
+-- | ENS text record keys carrying SimpleX links.
+contactRecordKey, channelRecordKey :: ByteString
+contactRecordKey = "simplex.contact"
+channelRecordKey = "simplex.channel"
+
+transferTypeString :: ByteString
+transferTypeString = "TransferName(address from,address to,uint256 tokenId,uint256 nonce,uint256 deadline)"
+
+setTextTypeString :: ByteString
+setTextTypeString = "SetText(bytes32 node,string key,string value,uint256 nonce,uint256 deadline)"
+
+labelHash :: ByteString -> ByteString
+labelHash = keccak256
+
+-- | ENS namehash of a fully-qualified name, e.g. @alice.simplex@.
+nameHash :: ByteString -> ByteString
+nameHash name
+  | B.null name = B.replicate 32 0
+  | otherwise = foldr step (B.replicate 32 0) (BC.split '.' name)
+  where
+    step lbl node = keccak256 (node <> labelHash lbl)
+
+-- | @BaseRegistrar@ token id: @uint256(keccak256(label))@.
+tokenId :: ByteString -> Integer
+tokenId = B.foldl' (\acc w -> acc * 256 + fromIntegral w) 0 . labelHash
+
+-- | The 32-byte digest the user signs.
+intentDigest :: SnrcDeployment -> Intent -> Either String ByteString
+intentDigest d = \case
+  TransferName {tiFrom, tiTo, tiLabel, tiNonce, tiDeadline} ->
+    hashTypedData
+      (domain "SimplexNames" (sdRegistrar d))
+      transferTypeString
+      [VAddress tiFrom, VAddress tiTo, VUint (tokenId tiLabel), VUint tiNonce, VUint tiDeadline]
+  SetTextRecord {sxName, sxKey, sxValue, sxNonce, sxDeadline} ->
+    hashTypedData
+      (domain "SimplexResolver" (sdResolver d))
+      setTextTypeString
+      [VFixedBytes (nameHash sxName), VString sxKey, VString sxValue, VUint sxNonce, VUint sxDeadline]
+  where
+    domain n c = Eip712Domain {edName = n, edVersion = "1", edChainId = sdChainId d, edVerifyingContract = c}
diff --git a/src/Simplex/Chat/Names/Wallet.hs b/src/Simplex/Chat/Names/Wallet.hs
deleted file mode 100644
index 1e9e9882dc..0000000000
--- a/src/Simplex/Chat/Names/Wallet.hs
+++ /dev/null
@@ -1,116 +0,0 @@
-{-# LANGUAGE OverloadedStrings #-}
-{-# LANGUAGE ScopedTypeVariables #-}
-
--- | The name wallet: one BIP-39 seed per chat database, one Ethereum key per
--- chat profile.
---
--- Keys derive at @m\/44'\/60'\/i'\/0\/0@ where @i@ is the profile's account
--- index, so names bought under different chat profiles are owned by different
--- addresses and are not linked to each other on-chain — while still recovering
--- from a single phrase.
---
--- This module is pure: seed persistence, the account-index allocation and the
--- chat commands are separate concerns and are not implemented here yet.
---
--- The user never holds ETH and this is not a wallet in the product sense: the
--- key exists only to own names and to sign EIP-712 intents that SimpleX relays
--- and pays for. Nothing here constructs or broadcasts a transaction.
-module Simplex.Chat.Names.Wallet
-  ( NameWallet,
-    ProfileKey (..),
-    newNameWallet,
-    nameWalletEntropy,
-    importRecoveryKey,
-    recoveryKeyPhrase,
-    profileKey,
-    profileAddress,
-    signTypedData,
-    EthSignature (..),
-    ethSignatureBytes,
-  )
-where
-
-import Control.Concurrent.STM
-import Crypto.Random (ChaChaDRG)
-import Data.ByteString (ByteString)
-import qualified Data.ByteString as B
-import Data.Word (Word32, Word8)
-import qualified Simplex.Messaging.Crypto.BIP32 as B32
-import qualified Simplex.Messaging.Crypto.BIP39 as B39
-import qualified Simplex.Messaging.Crypto.Secp256k1 as S
-import Simplex.Messaging.Eth.Address (Address, addressFromPrivateKey, ethereumPath)
-import Simplex.Messaging.Eth.EIP712 (Eip712Domain, Value, hashTypedData)
-
--- | The root secret, held as BIP-39 entropy. Stored in the chat database so it
--- rides the existing archive export and Migrate-to-another-device flows.
---
--- 'Show' is redacting: this is the single secret behind every name the user
--- owns.
-newtype NameWallet = NameWallet {nameWalletEntropy :: ByteString}
-  deriving (Eq)
-
-instance Show NameWallet where
-  show _ = "NameWallet <redacted>"
-
--- | A profile's derived key and its BIP-44 account index.
-data ProfileKey = ProfileKey
-  { pkAccount :: Word32,
-    pkKey :: S.PrivateKey
-  }
-  deriving (Eq)
-
-instance Show ProfileKey where
-  show pk = "ProfileKey " <> show (pkAccount pk) <> " <redacted>"
-
--- | An Ethereum signature: @r || s || v@, 65 bytes, with @v = recId + 27@.
-data EthSignature = EthSignature
-  { esR :: ByteString,
-    esS :: ByteString,
-    esV :: Word8
-  }
-  deriving (Eq, Show)
-
-ethSignatureBytes :: EthSignature -> ByteString
-ethSignatureBytes s = esR s <> esS s <> B.singleton (esV s)
-
--- | Create a wallet with fresh entropy. Lazy by design: called only when the
--- user buys their first name.
-newNameWallet :: B39.MnemonicStrength -> TVar ChaChaDRG -> STM NameWallet
-newNameWallet strength g = NameWallet . B39.mnemonicToEntropy <$> B39.randomMnemonic strength g
-
--- | Import from a recovery phrase, validating the wordlist and BIP-39 checksum.
-importRecoveryKey :: ByteString -> Either String NameWallet
-importRecoveryKey phrase = NameWallet . B39.mnemonicToEntropy <$> B39.parseMnemonic phrase
-
--- | The phrase to show the user under "name recovery key".
-recoveryKeyPhrase :: NameWallet -> Either String ByteString
-recoveryKeyPhrase (NameWallet ent) = B39.mnemonicPhrase <$> B39.entropyToMnemonic ent
-
--- | Derive the key for a chat profile's account index.
---
--- BIP-39 seed derivation uses an empty passphrase: the 25th-word passphrase
--- would be a second secret to back up, and losing it would be indistinguishable
--- from losing the phrase.
-profileKey :: NameWallet -> Word32 -> Either String ProfileKey
-profileKey (NameWallet ent) account = do
-  m <- B39.entropyToMnemonic ent
-  master <- B32.masterKey (B39.mnemonicToSeed m "")
-  xk <- B32.derivePath master (ethereumPath account)
-  pure ProfileKey {pkAccount = account, pkKey = B32.xkKey xk}
-
-profileAddress :: ProfileKey -> Address
-profileAddress = addressFromPrivateKey . pkKey
-
--- | Sign an EIP-712 intent. The type string must match the contract's exactly,
--- in EIP-712 canonical form.
-signTypedData :: ProfileKey -> Eip712Domain -> ByteString -> [Value] -> Either String EthSignature
-signTypedData pk domain typeString members = do
-  digest <- hashTypedData domain typeString members
-  sig <- S.signRecoverable (pkKey pk) digest
-  let compact = S.rsCompact sig
-  pure
-    EthSignature
-      { esR = B.take 32 compact,
-        esS = B.drop 32 compact,
-        esV = fromIntegral (S.rsRecId sig) + 27
-      }
diff --git a/src/Simplex/Chat/Store/Postgres/Migrations.hs b/src/Simplex/Chat/Store/Postgres/Migrations.hs
index 19c07edbf8..8d59ff228a 100644
--- a/src/Simplex/Chat/Store/Postgres/Migrations.hs
+++ b/src/Simplex/Chat/Store/Postgres/Migrations.hs
@@ -39,6 +39,7 @@ import Simplex.Chat.Store.Postgres.Migrations.M20260531_member_removed_at
 import Simplex.Chat.Store.Postgres.Migrations.M20260601_relay_sent_web_domain
 import Simplex.Chat.Store.Postgres.Migrations.M20260602_group_roster
 import Simplex.Chat.Store.Postgres.Migrations.M20260603_simplex_name
+import Simplex.Chat.Store.Postgres.Migrations.M20260806_wallet_seeds
 import Simplex.Chat.Store.Postgres.Migrations.M20260629_roster_catchup
 import Simplex.Chat.Store.Postgres.Migrations.M20260707_file_digest
 import Simplex.Chat.Store.Postgres.Migrations.M20260714_member_security_code
@@ -91,7 +92,8 @@ schemaMigrations =
     ("20260715_profile_description", m20260715_profile_description, Just down_m20260715_profile_description),
     ("20260716_signed_history", m20260716_signed_history, Just down_m20260716_signed_history),
     ("20260720_server_roles", m20260720_server_roles, Just down_m20260720_server_roles),
-    ("20260723_contact_request_rejection", m20260723_contact_request_rejection, Just down_m20260723_contact_request_rejection)
+    ("20260723_contact_request_rejection", m20260723_contact_request_rejection, Just down_m20260723_contact_request_rejection),
+    ("20260806_wallet_seeds", m20260806_wallet_seeds, Just down_m20260806_wallet_seeds)
   ]
 
 -- | The list of migrations in ascending order by date
diff --git a/src/Simplex/Chat/Store/Postgres/Migrations/M20260806_wallet_seeds.hs b/src/Simplex/Chat/Store/Postgres/Migrations/M20260806_wallet_seeds.hs
new file mode 100644
index 0000000000..d8e6fc8318
--- /dev/null
+++ b/src/Simplex/Chat/Store/Postgres/Migrations/M20260806_wallet_seeds.hs
@@ -0,0 +1,34 @@
+{-# LANGUAGE OverloadedStrings #-}
+{-# LANGUAGE QuasiQuotes #-}
+
+module Simplex.Chat.Store.Postgres.Migrations.M20260806_wallet_seeds where
+
+import Data.Text (Text)
+import Text.RawString.QQ (r)
+
+m20260806_wallet_seeds :: Text
+m20260806_wallet_seeds =
+  [r|
+CREATE TABLE wallet_seeds (
+  wallet_seed_id BIGINT GENERATED ALWAYS AS IDENTITY PRIMARY KEY,
+  seed BYTEA NOT NULL,
+  created_at TIMESTAMPTZ NOT NULL DEFAULT now(),
+  backed_up SMALLINT NOT NULL DEFAULT 0
+);
+
+ALTER TABLE users ADD COLUMN wallet_seed_id BIGINT REFERENCES wallet_seeds ON DELETE RESTRICT;
+ALTER TABLE users ADD COLUMN wallet_account_index BIGINT;
+
+CREATE INDEX idx_users_wallet_seed_id ON users(wallet_seed_id);
+|]
+
+down_m20260806_wallet_seeds :: Text
+down_m20260806_wallet_seeds =
+  [r|
+DROP INDEX idx_users_wallet_seed_id;
+
+ALTER TABLE users DROP COLUMN wallet_account_index;
+ALTER TABLE users DROP COLUMN wallet_seed_id;
+
+DROP TABLE wallet_seeds;
+|]
diff --git a/src/Simplex/Chat/Store/SQLite/Migrations.hs b/src/Simplex/Chat/Store/SQLite/Migrations.hs
index a4e7ab04a2..f301b0a957 100644
--- a/src/Simplex/Chat/Store/SQLite/Migrations.hs
+++ b/src/Simplex/Chat/Store/SQLite/Migrations.hs
@@ -169,6 +169,7 @@ import Simplex.Chat.Store.SQLite.Migrations.M20260715_profile_description
 import Simplex.Chat.Store.SQLite.Migrations.M20260716_signed_history
 import Simplex.Chat.Store.SQLite.Migrations.M20260720_server_roles
 import Simplex.Chat.Store.SQLite.Migrations.M20260723_contact_request_rejection
+import Simplex.Chat.Store.SQLite.Migrations.M20260806_wallet_seeds
 import Simplex.Messaging.Agent.Store.Shared (Migration (..))
 
 schemaMigrations :: [(String, Query, Maybe Query)]
@@ -337,7 +338,8 @@ schemaMigrations =
     ("20260715_profile_description", m20260715_profile_description, Just down_m20260715_profile_description),
     ("20260716_signed_history", m20260716_signed_history, Just down_m20260716_signed_history),
     ("20260720_server_roles", m20260720_server_roles, Just down_m20260720_server_roles),
-    ("20260723_contact_request_rejection", m20260723_contact_request_rejection, Just down_m20260723_contact_request_rejection)
+    ("20260723_contact_request_rejection", m20260723_contact_request_rejection, Just down_m20260723_contact_request_rejection),
+    ("20260806_wallet_seeds", m20260806_wallet_seeds, Just down_m20260806_wallet_seeds)
   ]
 
 -- | The list of migrations in ascending order by date
diff --git a/src/Simplex/Chat/Store/SQLite/Migrations/M20260806_wallet_seeds.hs b/src/Simplex/Chat/Store/SQLite/Migrations/M20260806_wallet_seeds.hs
new file mode 100644
index 0000000000..8e1d9d8cc8
--- /dev/null
+++ b/src/Simplex/Chat/Store/SQLite/Migrations/M20260806_wallet_seeds.hs
@@ -0,0 +1,40 @@
+{-# LANGUAGE QuasiQuotes #-}
+
+module Simplex.Chat.Store.SQLite.Migrations.M20260806_wallet_seeds where
+
+import Database.SQLite.Simple (Query)
+import Database.SQLite.Simple.QQ (sql)
+
+-- | Wallet seeds: BIP-39 entropy, one or more per database.
+--
+-- The schema allows several seeds per database, with each chat profile bound to
+-- exactly one of them plus its own BIP-44 account index. Only the single-seed
+-- case is reachable from the UI today — profiles all share one seed and differ
+-- by account index — but modelling it this way now means importing a second
+-- recovery key later is a UI change, not a migration of live key material.
+m20260806_wallet_seeds :: Query
+m20260806_wallet_seeds =
+  [sql|
+CREATE TABLE wallet_seeds (
+  wallet_seed_id INTEGER PRIMARY KEY AUTOINCREMENT,
+  seed BLOB NOT NULL,                       -- BIP-39 entropy, 16-32 bytes
+  created_at TEXT NOT NULL DEFAULT (datetime('now')),
+  backed_up INTEGER NOT NULL DEFAULT 0      -- user acknowledged saving the recovery key
+);
+
+ALTER TABLE users ADD COLUMN wallet_seed_id INTEGER REFERENCES wallet_seeds ON DELETE RESTRICT;
+ALTER TABLE users ADD COLUMN wallet_account_index INTEGER;
+
+CREATE INDEX idx_users_wallet_seed_id ON users(wallet_seed_id);
+|]
+
+down_m20260806_wallet_seeds :: Query
+down_m20260806_wallet_seeds =
+  [sql|
+DROP INDEX idx_users_wallet_seed_id;
+
+ALTER TABLE users DROP COLUMN wallet_account_index;
+ALTER TABLE users DROP COLUMN wallet_seed_id;
+
+DROP TABLE wallet_seeds;
+|]
diff --git a/src/Simplex/Chat/Store/Wallets.hs b/src/Simplex/Chat/Store/Wallets.hs
new file mode 100644
index 0000000000..22fcc50f99
--- /dev/null
+++ b/src/Simplex/Chat/Store/Wallets.hs
@@ -0,0 +1,105 @@
+{-# LANGUAGE CPP #-}
+{-# LANGUAGE NamedFieldPuns #-}
+{-# LANGUAGE OverloadedStrings #-}
+{-# LANGUAGE ScopedTypeVariables #-}
+
+-- | Persistence for wallet seeds and per-profile accounts.
+--
+-- The schema holds several seeds and binds each chat profile to one of them
+-- plus its own account index. Only the single-seed case is reachable from the
+-- UI: 'getOrCreateAccountRef' reuses the database's first seed and allocates the
+-- next free account index.
+module Simplex.Chat.Store.Wallets
+  ( getWalletSeeds,
+    getWalletSeed,
+    createWalletSeed,
+    setSeedBackedUp,
+    getAccountRef,
+    getOrCreateAccountRef,
+    bindAccount,
+  )
+where
+
+import Control.Monad.IO.Class (liftIO)
+import Data.ByteString (ByteString)
+import Data.Int (Int64)
+import Data.Maybe (fromMaybe, listToMaybe)
+import Simplex.Chat.Store.Shared (insertedRowId)
+import Simplex.Chat.Types (User (..))
+import Simplex.Chat.Wallet (AccountIndex, AccountRef (..), SeedId (..), WalletSeed (..))
+import Simplex.Messaging.Agent.Store.AgentStore (maybeFirstRow)
+import qualified Simplex.Messaging.Agent.Store.DB as DB
+
+#if defined(dbPostgres)
+import Database.PostgreSQL.Simple (Only (..))
+#else
+import Database.SQLite.Simple (Only (..))
+#endif
+
+toSeed :: (Int64, ByteString, Bool) -> WalletSeed
+toSeed (sId, seed, backedUp) = WalletSeed {wsId = SeedId sId, wsEntropy = seed, wsBackedUp = backedUp}
+
+getWalletSeeds :: DB.Connection -> IO [WalletSeed]
+getWalletSeeds db =
+  map toSeed
+    <$> DB.query_ db "SELECT wallet_seed_id, seed, backed_up FROM wallet_seeds ORDER BY wallet_seed_id"
+
+getWalletSeed :: DB.Connection -> SeedId -> IO (Maybe WalletSeed)
+getWalletSeed db (SeedId sId) =
+  maybeFirstRow toSeed $
+    DB.query db "SELECT wallet_seed_id, seed, backed_up FROM wallet_seeds WHERE wallet_seed_id = ?" (Only sId)
+
+-- | Insert a seed. Callers generate the entropy; this module never does, so the
+-- DRG stays with the agent.
+createWalletSeed :: DB.Connection -> ByteString -> IO WalletSeed
+createWalletSeed db seed = do
+  DB.execute db "INSERT INTO wallet_seeds (seed) VALUES (?)" (Only seed)
+  sId <- insertedRowId db
+  pure WalletSeed {wsId = SeedId sId, wsEntropy = seed, wsBackedUp = False}
+
+setSeedBackedUp :: DB.Connection -> SeedId -> Bool -> IO ()
+setSeedBackedUp db (SeedId sId) backedUp =
+  DB.execute db "UPDATE wallet_seeds SET backed_up = ? WHERE wallet_seed_id = ?" (backedUp, sId)
+
+getAccountRef :: DB.Connection -> User -> IO (Maybe AccountRef)
+getAccountRef db User {userId} = do
+  r <-
+    maybeFirstRow id $
+      DB.query db "SELECT wallet_seed_id, wallet_account_index FROM users WHERE user_id = ?" (Only userId)
+  pure $ case r of
+    Just (Just sId, Just ix) -> Just AccountRef {arSeedId = SeedId sId, arIndex = fromIntegral (ix :: Int64)}
+    _ -> Nothing
+
+bindAccount :: DB.Connection -> User -> AccountRef -> IO ()
+bindAccount db User {userId} AccountRef {arSeedId = SeedId sId, arIndex} =
+  DB.execute
+    db
+    "UPDATE users SET wallet_seed_id = ?, wallet_account_index = ? WHERE user_id = ?"
+    (sId, fromIntegral arIndex :: Int64, userId)
+
+-- | Bind this profile to a seed, creating one from @mkSeed@ if the database has
+-- none yet, and allocating the next free account index.
+--
+-- Single-seed by construction: it always picks the first existing seed. When
+-- multiple seeds become selectable this is the one function that changes.
+getOrCreateAccountRef :: DB.Connection -> User -> IO ByteString -> IO (WalletSeed, AccountRef)
+getOrCreateAccountRef db user mkSeed = do
+  existing <- getAccountRef db user
+  seeds <- getWalletSeeds db
+  s <- case listToMaybe seeds of
+    Just s -> pure s
+    Nothing -> liftIO mkSeed >>= createWalletSeed db
+  case existing of
+    Just r | arSeedId r == wsId s -> pure (s, r)
+    _ -> do
+      ix <- nextAccountIndex db (wsId s)
+      let r = AccountRef {arSeedId = wsId s, arIndex = ix}
+      bindAccount db user r
+      pure (s, r)
+
+nextAccountIndex :: DB.Connection -> SeedId -> IO AccountIndex
+nextAccountIndex db (SeedId sId) = do
+  used <-
+    maybeFirstRow fromOnly $
+      DB.query db "SELECT MAX(wallet_account_index) FROM users WHERE wallet_seed_id = ?" (Only sId)
+  pure $ maybe 0 (\m -> fromIntegral (m :: Int64) + 1) (fromMaybe Nothing used)
diff --git a/src/Simplex/Chat/View.hs b/src/Simplex/Chat/View.hs
index 5894d12fd3..53edc50e21 100644
--- a/src/Simplex/Chat/View.hs
+++ b/src/Simplex/Chat/View.hs
@@ -34,6 +34,7 @@ import Data.Text.Encoding (decodeLatin1)
 import Data.Time (LocalTime (..), TimeOfDay (..), TimeZone (..), utcToLocalTime)
 import Data.Time.Calendar (addDays)
 import Data.Time.Clock (UTCTime)
+import Data.Time.Clock.POSIX (posixSecondsToUTCTime)
 import Data.Time.Format (defaultTimeLocale, formatTime)
 import qualified Data.Version as V
 import qualified Network.HTTP.Types as Q
@@ -149,6 +150,37 @@ chatResponseToView hu cfg@ChatConfig {logLevel, showReactions, showFullLinks, te
   CRGroupMemberRatchetSyncStarted {} -> ["connection synchronization started"]
   CRConnectionVerified u verified code -> ttyUser u [plain $ if verified then "connection verified" else "connection not verified, current code is " <> code]
   CRContactDomainVerified u (Contact {profile = LocalProfile {contactDomain}}) result -> ttyUser u $ viewDomainVerified NTContact (claimDomain <$> contactDomain) result
+  CRNameAddress u addr acct -> ttyUser u ["name address (account " <> sShow acct <> "): " <> plain addr]
+  CRNameRecoveryKey u phrase saved ->
+    ttyUser u $
+      [ "name recovery key:",
+        "",
+        plain phrase,
+        ""
+      ]
+        <> if saved
+          then ["you marked this as saved"]
+          else ["write this down and keep it offline - it is the only way to recover your names", "then run /names key saved"]
+  CRNameQuoted u label avail cents ->
+    ttyUser u
+      [ plain label <> ".simplex: "
+          <> (if avail then "available" else "taken")
+          <> ", " <> plain (moneyText cents) <> "/year"
+      ]
+  CRNameRegistered u name tx -> ttyUser u ["registered " <> plain name, "tx " <> plain tx]
+  CRNamesOwned u [] -> ttyUser u ["you own no names"]
+  CRNamesOwned u ns -> ttyUser u $ "your names:" : map (("  " <>) . plain) ns
+  CRNameInfo u name owner contact channel expires credits ->
+    ttyUser u $
+      [ plain name,
+        "  owner    " <> plain owner,
+        "  expires  " <> plain (expiryText expires),
+        "  changes  " <> sShow credits <> " relayed record changes left"
+      ]
+        <> ["  contact  " <> plain l | l <- contact]
+        <> ["  channel  " <> plain l | l <- channel]
+  CRNameIntentRelayed u action name tx ->
+    ttyUser u [plain action <> " " <> plain name <> " done", "tx " <> plain tx]
   CRGroupDomainVerified u g result -> ttyUser u $ viewDomainVerified NTPublicGroup (groupSimplexDomain g) result
   CRContactCode u ct code -> ttyUser u $ viewContactCode ct code testView
   CRGroupMemberCode u g m code -> ttyUser u $ viewGroupMemberCode g m code testView
@@ -1146,6 +1178,14 @@ groupSimplexDomain :: GroupInfo -> Maybe SimplexDomain
 groupSimplexDomain GroupInfo {groupProfile = GroupProfile {publicGroup}} =
   claimDomain <$> (publicGroup >>= publicGroupAccess >>= groupDomainClaim)
 
+expiryText :: Int -> Text
+expiryText t = T.pack . formatTime defaultTimeLocale "%Y-%m-%d" . posixSecondsToUTCTime $ fromIntegral t
+
+moneyText :: Int -> Text
+moneyText cents = T.pack $ "$" <> show (cents `div` 100) <> "." <> pad (cents `mod` 100)
+  where
+    pad n = let str = show n in if length str < 2 then '0' : str else str
+
 viewDomainVerified :: SimplexNameType -> Maybe SimplexDomain -> Maybe Text -> [StyledString]
 viewDomainVerified nameType domain_ result =
   let nameStr = maybe "name" (\d -> "SimpleX name " <> shortNameInfoStr (SimplexNameInfo nameType d)) domain_
diff --git a/src/Simplex/Chat/Wallet.hs b/src/Simplex/Chat/Wallet.hs
new file mode 100644
index 0000000000..44e4577c62
--- /dev/null
+++ b/src/Simplex/Chat/Wallet.hs
@@ -0,0 +1,149 @@
+{-# LANGUAGE OverloadedStrings #-}
+{-# LANGUAGE ScopedTypeVariables #-}
+
+-- | The wallet: BIP-39 seeds, and the per-chat-profile accounts derived from
+-- them.
+--
+-- Three distinct things, three names, used consistently in code, DB and UI:
+--
+--   * __seed__ — BIP-39 entropy. Generic and profile-scoped, /not/ name-specific:
+--     if a general wallet feature is added later it uses this same seed.
+--   * __account__ — a profile's derived key at @m\/44'\/60'\/i'\/0\/0@, where @i@
+--     is the profile's account index. Its address is what owns names. One
+--     account can own many names.
+--   * __wallet__ — this module: creation, derivation, storage and signing.
+--
+-- Names are a /consumer/ of the wallet, which is why this sits at
+-- "Simplex.Chat.Wallet" rather than under "Simplex.Chat.Names".
+--
+-- The schema allows several seeds; a profile binds to exactly one plus its own
+-- account index. Only the single-seed case is reachable from the UI. Modelling
+-- the extra dimension now means importing a second recovery key later is a UI
+-- change rather than a migration of live key material.
+--
+-- This module is pure. Persistence lives in "Simplex.Chat.Store.Wallets".
+module Simplex.Chat.Wallet
+  ( SeedId (..),
+    WalletSeed (..),
+    AccountIndex,
+    AccountRef (..),
+    WalletAccount (..),
+    EthSignature (..),
+    newSeed,
+    importRecoveryKey,
+    recoveryKeyPhrase,
+    deriveAccount,
+    accountAddress,
+    signDigest,
+    ethSignatureBytes,
+    recoverSigner,
+  )
+where
+
+import Control.Concurrent.STM
+import Crypto.Random (ChaChaDRG)
+import Data.ByteString (ByteString)
+import qualified Data.ByteString as B
+import Data.Int (Int64)
+import Data.Word (Word32, Word8)
+import qualified Simplex.Messaging.Crypto.BIP32 as B32
+import qualified Simplex.Messaging.Crypto.BIP39 as B39
+import qualified Simplex.Messaging.Crypto.Secp256k1 as S
+import Simplex.Messaging.Eth.Address (Address, addressFromPrivateKey, addressFromPublicKey, ethereumPath)
+
+newtype SeedId = SeedId Int64
+  deriving (Eq, Ord, Show)
+
+-- | BIP-44 account index within a seed. One per chat profile.
+type AccountIndex = Word32
+
+-- | A seed, held as BIP-39 entropy. Stored in the chat database so it rides the
+-- existing archive export and Migrate-to-another-device flows.
+--
+-- 'Show' is redacting: this is the root secret behind every name it owns.
+data WalletSeed = WalletSeed
+  { wsId :: SeedId,
+    wsEntropy :: ByteString,
+    wsBackedUp :: Bool
+  }
+  deriving (Eq)
+
+instance Show WalletSeed where
+  show s = "WalletSeed " <> show (wsId s) <> " <redacted, backedUp=" <> show (wsBackedUp s) <> ">"
+
+-- | What a chat profile stores: which seed, and which account index within it.
+data AccountRef = AccountRef
+  { arSeedId :: SeedId,
+    arIndex :: AccountIndex
+  }
+  deriving (Eq, Show)
+
+-- | A derived account: the reference plus the key it resolves to.
+data WalletAccount = WalletAccount
+  { waRef :: AccountRef,
+    waKey :: S.PrivateKey
+  }
+  deriving (Eq)
+
+instance Show WalletAccount where
+  show a = "WalletAccount " <> show (waRef a) <> " <redacted>"
+
+-- | An Ethereum signature: @r || s || v@, 65 bytes, with @v = recId + 27@.
+data EthSignature = EthSignature
+  { esR :: ByteString,
+    esS :: ByteString,
+    esV :: Word8
+  }
+  deriving (Eq, Show)
+
+ethSignatureBytes :: EthSignature -> ByteString
+ethSignatureBytes s = esR s <> esS s <> B.singleton (esV s)
+
+-- | Fresh seed entropy. Lazy by design: called only when the user buys their
+-- first name. The id is assigned on insert.
+newSeed :: B39.MnemonicStrength -> TVar ChaChaDRG -> STM ByteString
+newSeed strength g = B39.mnemonicToEntropy <$> B39.randomMnemonic strength g
+
+-- | Import from a recovery phrase, validating the wordlist and BIP-39 checksum.
+importRecoveryKey :: ByteString -> Either String ByteString
+importRecoveryKey phrase = B39.mnemonicToEntropy <$> B39.parseMnemonic phrase
+
+-- | The phrase to show the user under "recovery key".
+recoveryKeyPhrase :: WalletSeed -> Either String ByteString
+recoveryKeyPhrase s = B39.mnemonicPhrase <$> B39.entropyToMnemonic (wsEntropy s)
+
+-- | Derive a profile's account.
+--
+-- BIP-39 seed derivation uses an empty passphrase: a 25th-word passphrase would
+-- be a second secret to back up, and losing it would be indistinguishable from
+-- losing the phrase.
+deriveAccount :: WalletSeed -> AccountIndex -> Either String WalletAccount
+deriveAccount s ix = do
+  m <- B39.entropyToMnemonic (wsEntropy s)
+  master <- B32.masterKey (B39.mnemonicToSeed m "")
+  xk <- B32.derivePath master (ethereumPath ix)
+  pure WalletAccount {waRef = AccountRef {arSeedId = wsId s, arIndex = ix}, waKey = B32.xkKey xk}
+
+accountAddress :: WalletAccount -> Address
+accountAddress = addressFromPrivateKey . waKey
+
+-- | Sign a 32-byte digest (an EIP-712 @hashTypedData@ result).
+signDigest :: WalletAccount -> ByteString -> Either String EthSignature
+signDigest a digest = do
+  sig <- S.signRecoverable (waKey a) digest
+  let compact = S.rsCompact sig
+  pure
+    EthSignature
+      { esR = B.take 32 compact,
+        esS = B.drop 32 compact,
+        esV = fromIntegral (S.rsRecId sig) + 27
+      }
+
+-- | Recover the address that produced a signature over a digest. This is what a
+-- verifier does — the relayer, and the contracts on-chain.
+recoverSigner :: EthSignature -> ByteString -> Either String Address
+recoverSigner s digest
+  | esV s < 27 || esV s > 30 = Left "signature: v out of range"
+  | otherwise = do
+      let sig = S.RecoverableSignature {S.rsCompact = esR s <> esS s, S.rsRecId = fromIntegral (esV s) - 27}
+      addressFromPublicKey <$> S.recoverPublicKey sig digest